Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Title Loans Surprise

Cash Time understands that sometimes a personal loan just isn’t quite enough to pay some of the bills. Getting an advance from a bank can be very difficult with all that credit requirements and extravagant details. Cash Time has come to recognize that getting an advance can be difficult which is why we offer Title Loans Surprise AZ customers need.

A Car Title Loan is when you take out a loan that is secured by a motor vehicle in your name. Cash Time accepts Title Loans for vehicles of any time, including cars, trucks, RVs, motorcycles, and other commercial vehicles. Auto Title Loan amounts range between $200 and as much as $100,000.

Auto Title Loans are a great decision when you need some additional money, but you just can’t get approved for that much needed cash loan at a bank. With locations in Surprise and the surrounding valley, Cash Time is one of the industry leaders when it comes to helping people under these circumstances. Give us at (602) 433-4090 to apply for Title Loans Surprise has trusted for years, or visit one of our convenient locations. No appointment is necessary.

Credit history has no impact on your ability to receive a Car Title Loan. No need to worry about bad credit or no credit. Credit history is not a factor when structuring your loan plan. The only items we require for a Vehicle Title Loan are as follows: 1) Title of a vehicle in your name 2) A government issued ID, 3) Be a minimum of 18 years 4) Auto insurance if you wish to take out more than $5,000.

Auto Title Loans Surprise AZ customers can receive are a great option for getting that much needed cash as quickly as possible. Our professionals at Cash Time in Surprise and our other store locations will work with you to get exactly what you need with our flexible loan plans. You can expect outstanding customer service from our trained professionals when receiving your Vehicle Title Loan.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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