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Loan Payment Questions
Have Questions About Title Loans, Personal Loans, Registration Loans, or Title Loan Buyouts in Arizona? We’ve got your answers.
Loan Payment Questions
How can I make payments on my loan?
Payments can be made in person at any Cash Time store location, online Click here, by phone, or by mail.
What forms of payment does Cash Time accept?
In person payments can be made using cash, check, Money Order, a Debit Card or ACH from your bank account. Phone payments can be made using your debit card or ACH Click here.
Can I make a payment after hours?
Yes. You may can pay online Click here any time. Also some locations have drop boxes where you can make a payment after hours (NO CASH please).
Personal Loan Questions
What is a Personal Loan?
A Personal Loan is a fast easy short term cash loan secured by a vehicle that you are still paying for. You can get your loan in person at any Cash Time store location or 100% online. Your loan can be approved and the funds instantly deposited to your bank account all from the convenience of your home using your phone or computer.
Does my vehicle need to be paid for?
No. A free and clear title is not required for a Personal Loan.
What is the minimum and maximum Personal Loan amount?
Personal loan amounts range from $100 to $2,500.
Do I need a Certificate of Title for a Personal Loan?
No, just a vehicle registration in your name.
Are there any year or mileage limits on my motor vehicle?
There are no year or mileage limits.
Do you need to see my motor vehicle for a Personal Loan?
No, just a vehicle registration in your name.
What if I have poor credit?
You can qualify for a Personal loan even if you have poor credit or no credit.
How long does it take to get my money?
In most cases, 30 minutes or less.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you, just call us at 602-512-3000 or apply online Click here.
What if I am late on my payment?
Life’s challenges happen to all of us. Just keep in communication with the Cash Time store location that made your loan. We will be happy to work with you.
What will my payment schedule be?
Your payment schedule can be bi-weekly, semi-monthly, or monthly, whichever best fits your budget.
How long is the loan?
Personal Loans are fully amortized and paid in full at the end of your payment schedule. We will work together to pick a loan repayment plan that fits your budget.
Do I need auto insurance?
No insurance is required for a personal loan.
What is the interest rate?
For questions about interest rates just call us at 602-512-3000 or apply online Click here.
Title Loan Questions
What is the minimum and maximum amounts for an Auto Title Loan?
From $200 to $100,000 depending on the value of your vehicle and your ability to repay.
Do I need an Arizona Certificate of Title for an Auto Title Loan?
Yes, an Arizona title is required. Converting an out of state title to an Arizona is easy to do and we can assist you with that.
Do you need to see my motor vehicle for an Auto Title Loan?
Yes, a vehicle an inspection of your motor vehicle is required.
Do I get to keep and drive my motor vehicle?
Yes.
Do I need auto insurance?
Yes, for title loans above $10,000.
Does my vehicle registration need to be current?
No.
Are there any year or mileage limits on my motor vehicle?
No, there are no year or mileage limits.
What if I have bad credit?
You can qualify for a Title Loan even if you have poor credit or no credit.
Does my vehicle need to be paid for?
If you have a loan with a competitor, refinance it with us and save thousands of dollars? We will lower your interest rate and reduce your payments. You will be so happy you did!
How long does it take to get my money?
In most cases, 30 minutes or less for in-store loans.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
Do I need an appointment?
No appointment is needed, but you are welcome to schedule an appointment by phone at 602-512-3000 or simply apply online Click here.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you. Just call us at 602-512-3000 or simply apply online Click here.
What if I live with someone else?
Not a problem. Just call us at 602-512-3000 or simply apply online Click here.
What if I become late on my payment?
It is very important to keep in communication with the Cash Time Loan Center that made your loan to discuss ways we can help you.
What will my payment schedule be?
Your payment schedule can be bi-weekly, semi-monthly, or monthly, whichever best fits your budget.
How long is the loan?
The term of the loan depends on the value of your vehicle and your ability to repay.
What is the interest rate?
For questions about interest rates, please contact a Cash Time representative by phone at 602-512-3000 or simply apply online Click here.
Registration Loan Questions
What is a Registration Loan?
A Registration Loan is a fast easy short term cash loan secured by a vehicle that you are still paying for. You can get your loan in person at any Cash Time store location or 100% online. Your loan can be approved and the funds instantly deposited to your bank account, all from the convenience of your home using your phone or computer.
Does my vehicle need to be paid for?
No. A free and clear title is not required for a Registration Loan.
What is the minimum and maximum Registration Loan amount?
Personal loan amounts range from $100 to $2,500.
Do I need a Certificate of Title for a Registration Loan?
No, just a vehicle registration in your name.
Are there any year or mileage limits on my motor vehicle?
There are no year or mileage limits.
Do you need to see my motor vehicle for a Registration Loan?
No, just a vehicle registration in your name.
What if I have poor credit?
You can qualify for a Registration Loan even if you have poor credit or no credit.
How long does it take to get my money?
In most cases, 30 minutes or less.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you, just call us at 602-512-3000 or apply online Click here.
What if I am late on my payment?
Life’s challenges happen to all of us. Just keep in communication with the Cash Time store location that made your loan. We will be happy to work with you.
What will my payment schedule be?
Your payment schedule can be bi-weekly, semi-monthly, or monthly, whichever best fits your budget.
How long is the loan?
Registration Loans are fully amortized and paid in full at the end of your payment schedule. We will work together to pick a loan repayment plan that fits your budget.
Do I need auto insurance?
No insurance is required for a Registration Loan.
What is the interest rate?
For questions about interest rates just call us at 602-512-3000 or apply online Click here.
Online Loan Questions
What is an Online Loan?
An Online Loan is a Personal or Registration Loan done online. The loan is secured by a vehicle that you are still paying for. Apply, get approved and get your funds instantly 100% online. Your loan can be approved and the funds instantly deposited to your bank account all from the convenience of your home using your phone or computer..
Does my vehicle need to be paid for?
No. A free and clear title is not required for an Online Loan.
What is the minimum and maximum Online Loan amount?
Personal loan amounts range from a minimum of $100 to a maximum of $2,500.
Do I need a Certificate of Title for an Online Loan?
No, just a vehicle registration in your name.
Are there any year or mileage limits on my motor vehicle?
There are no year or mileage limits.
Do you need to see my motor vehicle for an Online Loan?
No, just a vehicle registration in your name.
What if I have poor credit?
You can qualify for an Online Loan even if you have poor credit or no credit.
How long does it take to get my money?
In most cases, 30 minutes or less.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you, just call us at 602-512-3000 or apply online Click here.
What if I am late on my payment?
Life’s challenges happen to all of us. Just keep in communication with the Cash Time store location that made your loan. We will be happy to work with you.
What will my payment schedule be?
Your payment schedule can be bi-weekly, semi-monthly, or monthly, whichever best fits your budget.
How long is the loan?
Online Loans are fully amortized and paid in full at the end of your payment schedule. We will work together to pick a loan repayment plan that fits your budget.
Do I need auto insurance?
No insurance is required for an Online Loan.
What is the interest rate?
For questions about interest rates just call us at 602-512-3000 or apply online Click here.
Loan Buyout and Refinancing Questions
What is a Loan Buyout?
If you have a Title Loan with a competitor, refinance it with us and save thousands of dollars? We will lower your interest rate and reduce your payments. You will be so happy you did!
