Title Loan FAQs
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Arizona title loans range from $200 to $100,000. Title loans in California range from $2,600 to $100,000. Loan amounts depend our your vehicle’s value and your application information.
Yes, all Arizona lenders will require an Arizona title, while California title loans will require an California title. Converting an out of state title to an Arizona or California title is easy to do and we can assist you with that.
Yes, in-store loans will include a vehicle inspection on-site. Online title loans in California or Arizona will require specific images of you vehicle sent to our underwriting team. Specific image instructions can be viewed on our Title loan image submission instructions page.
No insurance coverage is required unless your loan amount is over $5,000.
No, there are no year or mileage limits
Your credit history is not an important part of our customer evaluation.
No, while it is easier to qualify for the amount you are requesting on an Auto Title Loan when your motor vehicle is paid for, sometimes we can pay off your existing loan and issue you a new loan or we can offer you a Personal Loan.
In most cases, 30 minutes or less for in-store loans. For online loans, your money is sent the same day and normally arrives in your bank account with in 1 business day.
We give you a Cash Time check drawn from a local bank and offer to cash it for you. Or funds are electronically sent to your bank account.
No appointment is needed, but you are welcome to schedule an appointment through customer service. You can also apply online.
We may still be able to help you, just call us to discuss your options.
That is acceptable. Just bring recent mail received at your current place of residence with your name on it.
It is very important to keep in communication with the Cash Time Loan Center that made your loan to discuss ways we can help you.
Yes. You can either make your payment in the outside drop box at your Loan Center location or to your loan center’s MoneyGram account. After hours payments will be credited to your account the next business day.
Yes, but they are located inside and are only accessible during business hours.
No Cash, only personal check, cashier’s check, or money order.
We will work with you, just call us to discuss ways we can help you.
Your payment schedule can be bi-weekly, semi-monthly, or monthly.
The length of the loan depends on your payment schedule.
For questions about interest rates, please contact a Cash Time representative.
For questions about interest rates, please contact a Cash Time representative.
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Installment Loan FAQs (California)
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No, you are not required to have a vehicle to qualify for an Installment Loan.
Your credit history is not an important part of our customer evaluation.
Funding for an approved Installment Loan in California is sent electronically the same day. In most cases, funds arrive in your bank account within 1 busisness day.
We send you funds electronically, directly to you bank account.
No appointment is needed, but you are welcome to schedule an appointment for the day and time that is most convenient for you when you finish applying online.
We may still be able to help you, just apply online, or call us to discuss your options.
That is acceptable. Just provide recent bills and/or mail received at your current place of residence with your name on it.
It is very important to keep in communication with the Cash Time Loan Centers to discuss ways we can help you.
No Cash, only personal check, cashier’s check, or money order. You must make all payable to “Cash Time Loan Centers”, and include your account number in the “Memo” section of the check.
We will work with you, just call us to discuss ways we can help you.
Your payment schedule can be bi-weekly, semi-monthly, or monthly. We will work to ensure it is the best fit for your lifestyle.
The length of the loan depends on your payment schedule.
For questions about interest rates, please contact a Cash Time representative.
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Loan Transfer FAQs
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A Loan Transfer is a Personal Loan or Title Loan given to replace or refinance an existing loan from a competitor.
You need either your Arizona Registration or Certificate of Title.
If a Loan Transfer is done in the form of a Personal Loan, the loan may range from $200 to $4,000. If the Loan Transfer is approved in the form of a Title Loan, the loan amount ranges from $200-$100,000.
Only if your registration is expired, or you are applying for a Title Loan.
Having bad credit or no credit history is not an important part of our customer evaluation.
In most cases, 30 minutes or less
No insurance coverage is required unless your loan amount is over $5,000.
We give you a Cash Time check drawn from a local bank and offer to cash it for you.
No appointment is needed, but you are welcome to schedule an appointment through customer service. You can also apply online.
We may still be able to help you, just call us to discuss your options.
That is acceptable; just bring recent mail received at your current place of residence with your name on it.
It is very important to keep in communication with the Cash Time Loan Center that made your loan to discuss ways we can help you.
Yes, you can either make your payment in the outside drop box at your Loan Center location or to your loan center’s MoneyGram account. After hours payments will be credited to your account the next business day.
Yes, but they are located inside and are only accessible during business hours.
No Cash, only personal check, cashier’s check, or money order.
We will work with you, just call us to discuss ways we can help you.
Your payment schedule can be bi-weekly, semi-monthly, or monthly.
Personal Loans are fully amortized and paid in full in 12 months or less depending on the loan amount and the payment schedule agreed to.
Depending on your vehicle and application details, you may be able to increase the amount of your loan to pay-off your existing loan and get extra money.
Rates will depend on the length of the loan and the payment schedule, along with your application and vehicle.
For questions about interest rates, please contact a Cash Time representative.
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