602-433-4090

Cash Time Loan Centers

Arizona’s home for title loans, personal loans, and registration loans.

  Apply Online, By Phone, or In-Person at Any of Our Arizona Loan Centers!

How Does It Work?

Cash Time Loan Centers has 19 locations throughout the Phoenix and Tucson metro areas. Simply find the most convenient location for you. Stop by, or schedule a visit. Complete your application in-person, have your underwriter review your application and supporting documents, complete your vehicle inspection (for title loans), and walk out with your check in hand once approved. We are open Monday – Saturday, with customer service available all day.

Call any location or our general customer service line (602) 433-4090. We can assist you in completeing your application over the phone. Once done, you can either complete you underwriting in-store or online depending on your loan type and what is most convenient for you.

Fill out the form below to start your application online.  Complete your personal loan 100% online with funds send directly to your bank account.
Or, fill out your title loan application online and choose your desired location to complete your loan.  We will print your prepared application for you to sign and you can walk out with your check!

Get Approved Now!

About Us

Cash Time Loan Centers has been Arizona’s leading source of trusted Title Loan and Personal Loan services for nearly 25 years.  Locally owned and operated with headquarters in Scottsdale, AZ , Cash Time has helped over 300,000 families get the emergency cash loans they need. With multiple cash loan programs to fit your needs, Cash Time can offer a loan that works for you. We now have 19 locations in the Phoenix and Tucson Metro areas, making your cash loan even easier. Walk in to any of our locations Monday – Saturday, or Schedule a Visit when it is convenient for you.  At Cash Time, we believe that everyone should have access to financial services when they need them.  Bad credit or no credit is not a problem at Cash Time.  Our Title Loan and Personal Loan deals are offered on cars, trucks, motorcycles, RVs and commercial vehicles.  We can make you a fast cash loan even if you are still paying for your vehicle.  If you already have a loan with someone else, you can save money by refinancing your loan to Cash Time.  Let us buy out your existing loan with our title loan refinancing. Cash Time can structure your loan to fit your needs.  Online, in person or by phone, Cash Time is here to help you with your financial needs. At Cash Time, we understand.  That’s why Cash Time boasts and “A” rating with the Arizona Better Business Bureau, a 95% Google Satisfaction rating, and 4.6 out 5 Stars on Trustpilot.  5000 + 5-Star reviewers can’t be wrong!

5 STAR Reviews

  • Google My Business – Satisfaction Rating 95% 95%
  • Trustpilot – Satisfaction rating 92% 92%

What Our Customers Are Saying

Friendly, fast and easy. We don’t just say it, we live it. Take from our real customers!

Choose the Loan That’s Right for You!

Cash Time Loan Centers offer multiple loan products & flexible terms to fit your needs and your lifestyle.

Which one of our fast cash loans is best for you?

agsdix-fas fa-hand-holding-usd

Personal & Registration Loans

Still Paying For Your Vehcile?
We Can Help!

$200 – $5,000

No Clear Title Needed*

*You must own a vehcile to qulify, but you need not own it free & clear.

How much money can I get?

Personal loan & registration loan amounts range from $200 – $5,000. Loan amounts vary based on your application and needs.

What do I need to get a personal loan or registration loan?

Registration & personal loan requirements are as follows:

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) – You Must Own A Vehicle, But It Need Not Be Paid For
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
Can I keep my vehcile?

Absolutely.  You always keep your vehicle when you get a personal or registration loan with Cash Time.

agsdix-fas fa-car

Auto Title Loans

Turn Your Vehicle
Into Cash!

$200 – $100,000*

No Year or Mileage Limits

You Keep Your Vehcile

*Based on your application and vehicle value.

How much money can I get?

Auto title loan amounts range from $200 – $100,000. Loan amounts vary based on your application, vehicle value and needs.

What do I need to get a title loan?

Auto title loan requirement are as follows:

  • An Arizona Certificate of Title in Your Name
  • Title Loans Over $5,000 Require Full Coverage Auto Insurance
  • Government Issued Identification
  • Minimum 18 years of age
  • Proof of residence (rental or lease agreement, utility bills in your name, mortgage etc).
Can I keep my vehcile?

Absolutely.  Cash Time allows you to keep your vehicle when you get a title loan.

100% Online Loans

Complete Your Loan 100% Online!

$200 – $5,000

Cash Directly to Your Bank Account*

*Average funding time is 1 business day.  You must own a vehcile to qulify, but you need not own it free & clear.

How much money can I get?

Online personal loan & registration loan amounts range from $200 – $5,000. Loan amounts vary based on your application and needs.

What do I need to get a 100% online loan?

Registration loan requirement are as follows:

  • Arizona Motor Vehicle Registration in your name (does not need to be current) or an Arizona Certificate of Title
  • Online loans require that your own a vehicle to qualify, however you need not own it free and clear
  • A checking account  or prepaid debit card with online banking enabled
  • You must be a current resident of Arizona and have proof of residence
  • Government issued identification
  • Minimum 18 years of age
Can I keep my vehcile?

Absolutely.  You may keep your vehicle when you get an online personal or registration loan with Cash Time.

agsdix-fas fa-piggy-bank

Loan Refinancing

Save Money, Transfer Your Existing Loan to Cash Time Loan Centers

$200 – $100,000

Lower Your Interest Rate*

Lower Your Payments*

*Subject to loan approval.

How much money can I get?

That depends on what type of loan your are refinancing.  Personal or registration loans range from $200 – $5,000, but title loans can range from $200 – $100,000 depending on your application, vehcile value and your needs.

What do I need to refinance my cash loan with Cash Time?

Registration loan requirement are as follows:

  • An Existing Loan With Another Lender
  • An Arizona Certificate of Title or a Registration in Your Name
  • Personal Loans & Registration Loans Require That You Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • Title Loans Over $5,000 Require Full Coverage Auto Insurance
  • Government Issued Identification
  • Minimum 18 years of age
  • Proof of Arizona residence
  • Proof of Income
Can I keep my vehcile?

Absolutely.  You always keep your vehicle when you get a a fast cash loan with Cash Time.

Why Choose Cash Time?

Multiple Loan Options

Personal Loans, Title Loans, and Registration Loans in Arizona

Are you a little short on cash? Do you have bills you need to pay? Do you just want a little help? Let the experts at Cash Time help with your loan needs! We offer a wide variety of loans, including personal loans, cash loans, online loans, title loans, registration loans, and more! Cash Time loans will fit any time frame, budget and need.For example, do you need help but you’re still paying off your new car? Cash Time offers loans for individuals that are still paying for their vehicle. These personal loans in the form of car registration loans are fast and easy cash loans ranging from $200 to $5,000. Personal Loans are availble in store, or 100% online! If you own a car, but don’t have a free and clear car title, ask us about our registration loan offerings. Also, see if you qualify, did you know that our loans have no balloon payment!

We also provide a wide variety of Title Loan solutions for your Car, Truck, Motorcycle, or RV. Bad credit or no credit isn’t a problem when getting a fast and easy title loan from Cash Time. Loan amounts can range from $200 to $100,000 based on your application and vehicle value. Best of all, you still get to keep and drive your car while you pay it off! We have no year or mileage limits. Get the cash you need on the spot.

Want to lower your rate on a title loan you already have?A Loan Transfer to Cash Time is the perfect way to consolidate existing cash loans from other lenders. If you already have a loan of any type, including title, personal or registration loans, loan refinancing with Cash Time Loan Centers can reduce your payments, lower your interest, and save you money on your personal loan. Questions? Give us a call today and get the money you need!

Flexible Repayment Plans

Title loans or personal loans in Phoenix, Tucson or anywhere in Arizona can be structured to fit you budget and needs.  Loan terms, payment frequency and payment types are all customizable.  We can make sure any Cash Loan you choose fits your budget.

No Prepayment Penalty

At a Cash Time Loan Center, there is never a charge for paying off your loan early, no matter what type of cash loan you have.

On The Spot Approval

You will receive on-the-spot approval and funding for your Arizona title loan, personal loan, registration loan, or even your 100% online loan.  Why wait for hours or days for your cash loan? Our on-site and on-call underwriters will qualify you for your loan in minutes, when you complete your application and provide all of your information, underwriting is lightning fast.

Convenient Locations and Services

Cash Time Loan Centers has 19 locations throughout the Phoenix and Tucson metro areas.  We are open 7 days a week, with customer service available every day. We also offer 100% online personal & registration loans to residents anywhere in Arizona.

Arizona Communities We Serve:

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Industry Leading Customer Service

Cash Time Loan Centers has been providing cash loans in Arizona since 1997. We are locally owned and operated with headquarters in Scottsdale, Arizona. Cash Time is the industry leader for fast and easy Cash Loans specializing in both Auto Title Loans and Personal Loans that Arizona residents count on.  At Cash Time, our professional staff will treat you with courtesy, respect, and the very best in customer service.   Get started online, call us, schedule a visit, or stop by a Cash Time Loan Center today!