Used Car Loans in Arizona

Loan to Buy a Car in Arizona

Need financing to buy a used car or truck?​

We can help. Loans up to $20,000.

To be eligible for a loan:

0 + 5 Star Reviews

Get Your Car Loan Started!

How It Works

Step 1: Complete An Application

You can start your Loan to Buy a Car online, by phone, or in person at any of our convenient loan centers. Simply fill out the form above to get started now!

Step 2: Get Your Pre-Approval

Once we process your application, we give you a Pre-Approval letter which tells you what price car or truck you can shop for, and show sellers that you are ready to buy.

Step 3: Go Shopping

Simply find a used car or truck that you want to buy from either a car dealership or private party, and we will provide the financing. 

Step 4: Enjoy Your New Ride

Complete your loan documents and drive away in your new vehicle!

What is a Used Car Loan?

A used car loan helps you finance a preowned vehicle you want to purchase from a dealer or private individual.  Your loan amount and terms are based on your application and the vehicle details. Start your application online today and get ready to drive away in your new car or truck! 

Why Choose Cash Time?

Approval in as little as 15 minutes

Start your Personal Loan online, by phone or in person.

Cash Time Loan Centers has been providing fast easy loans in Arizona since 1997.

Cash Time is an accredited business with the Arizona Better Business Bureau and boasts an A Rating. We have a Google satisfaction rating of 98% with over 7,000 5-star reviews!

Get your Arizona Personal Loan at any of Cash Time’s convenient locations in and around the Phoenix, Tucson, and Casa Grande metro areas. All of our locations are open 6 days a week for your convenience.
You can get a Personal Loan in Arizona from Cash Time even with bad credit or no credit. Start your loan online or walk into any of our friendly store locations for the fastest Personal Loans in Arizona.

Approval in as Little as 15 Minutes

Start your Loan to Buy a Car online, by phone or in person.

Industry Leadership

Cash Time Loan Centers has been providing fast, easy loans in Arizona since 1997.

Professional Customer Service

Cash Time is an accredited business with the Arizona Better Business Bureau with an A Rating. We have a Google satisfaction rating of 98% with over 10,000+ 5-star reviews!

Convenient Hours and Locations

Get your Used Car Loan at any of Cash Time’s convenient locations in the Phoenix, Tucson, and Casa Grande metro areas. We also serve the entire state of Arizona including rural communities such as Flagstaff, Show Low, Prescott Valley, Sierra Vista, Yuma, and Douglas. All locations are open 6 days a week for your convenience.

All Credit Welcome

You can get a Used Car Loan in Arizona from Cash Time even with bad credit or no credit. All credit types are welcome!

What Our Customers Are Saying...

Loan to Buy a Car FAQs

If you live anywhere in Arizona, you can qualify for a Loan to Buy a Car. While many of our customers live in the cities of Tucson and Phoenix, we also serve many smaller communities such as:

Anthem, Apache Junction, Arizona City, Avondale, Avra Valley, Benson, Bisbee, Buckeye, Bullhead City, Camp Verde, Casa Grande, Casas Adobes, Catalina, Catalina Foothills, Cave Creek, Chandler, Chino Valley, Citrus Park, Clarkdale, Coolidge, Corona de Tucson, Cottonwood, Doney Park, Douglas, Drexel Heights, Eagar, El Mirage, Eloy, Flagstaff, Florence, Flowing Wells, Fort Mohave, Fortuna Foothills, Fountain Hills, Gilbert, Glendale, Globe, Gold Canyon, Goodyear, Golden Valley, Green Valley, Guadalupe, Holbrook, Kayenta, Kingman, Lake Havasu City, Litchfield Park, Mammoth, Marana, Maricopa, Mesa, New Kingman-Butler, New River, Nogales, Oro Valley, Page, Paradise Valley, Patagonia, Payson, Peoria, Picture Rocks, Pima, Pinetop-Lakeside, Prescott, Prescott Valley, Quartzsite, Queen Creek, Rio Rico, Rincon Valley, Saddlebrook, Safford, Sahuarita, San Luis, San Tan Valley, Scottsdale, Sedona, Sierra Vista, Sierra Vista SE, Show Low, Snowflake, Somerton, Springerville, St. Johns, Sun City, Sun City West, Sun Lakes, Superior, Surprise, Tanque Verde, Taylor, Tempe, Thatcher, Three Points, Tolleson, Tucson Estates, Tucson Mountains, Tuba City, Vail, Valencia West, Verde Village, Village of Oak Creek, Wickenburg, Williams, Williamson, Winslow, Youngtown, Yuma.

A Loan to Buy a Car from Cash Time is a fast, easy method of securing funds to help you purchase a vehicle. Simply find a used car or truck that you want to buy from a car dealership or private party, and we will provide the financing.

We offer loans up to $20,000 to help you buy the car or truck of your choice.

No year or mileage limits apply. 

Even if you have poor credit or no credit you can qualify for a Loan to Buy a Car with Cash Time.

A pre-approved car loan is a conditional commitment from a lender that indicates how much you can borrow for a vehicle. It means that Cash Time has reviewed your financial information and provided you with a loan amount before you shop, which enhances your negotiating power.

Pre-approval can take as little as 30 minutes. 

The seller can choose either payment by check or by ACH directly to their bank account.

A larger down payment lowers your monthly payment and reduces the total interest paid over time.

We require full coverage insurance on loans over $5,000.

No, there is no prepayment penalty.

Yes! You can buy from either a private individual or a car dealership.

Absolutely! You can buy from either a car dealership or a private individual.

If you buy from a private individual, you don’t have to pay sales tax and you avoid dealer fees.

We can assist you with determining the fair market value of the vehicle you want to buy.

Yes, Cash Time prioritizes the security of your personal information. We implement advanced encryption measures, including 256-bit Transport Layer Security (TLS), to ensure your data is safeguarded throughout the online loan process.

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