Online Loans
in Arizona
Online Loans
in Arizona
Still paying for your vehicle?
We can help. Clear title not required.
Loans from $100 to $100,000.
To be eligible for a loan:
- 18 years or older
- Lives in Arizona
- Owner of vehicle
Get Your Online Loan Started!
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Why Choose Cash Time?
Lightning-Fast Approvals
Get approved for an Online Loan in as little as 15 minutes. Apply online, give us a call, or visit one of our store locations. It’s that simple.
Arizona’s Loan Experts
Since 1997, Cash Time Loan Centers has been a trusted name in fast and reliable loans across Arizona.
Top-Tier Customer Ratings
Proudly accredited by the Arizona Better Business Bureau with an A Rating, we’ve earned over 9,000 5-star reviews and a 98% satisfaction score from our customers.
Convenient Access Anytime
With locations throughout Phoenix, Tucson, Casa Grande, and Douglas, we’re open six days a week. Prefer to apply from home? Complete the entire process online from anywhere in Arizona.
No Credit? No Problem!
Whether you have excellent credit, poor credit, or no credit, we’re here to help. Apply online or stop by one of our welcoming locations to get started today.

What is an Online Loan?
An Online Loan is a loan done 100% online. The loan is secured by a vehicle. Apply, get approved and get your funds instantly 100% online. Your loan can be approved and the funds instantly deposited to your bank account. For an Online Title Loan, we will require an inspection of your vehicle.
- 18 years or older
- Government Issued ID
- Own a Vehicle Registered in Your Name
Get Your Loan Started!
What Our Customers Are Saying...
Online Loan Frequently Asked Questions
What is an Online Loan?
An Online Loan is a loan done 100% online. The loan is secured by a vehicle. Apply, get approved and get your funds instantly 100% online. Your loan can be approved and the funds instantly deposited to your bank account. For an Online Title Loan, we will require an inspection of your vehicle.
Does my vehicle need to be paid for?
Online Personal and Registration Loans do not require a free a clear title. Online Title Loans do require a free and clear title.
What is the minimum and maximum Online Loan amount?
Do I need a Certificate of Title for an Online Loan?
A vehicle registration in your name is required. A Title Loan additionally requires a free and clear title.
Are there any year or mileage limits on my motor vehicle?
There are no year or mileage limits.
Do you need to see my motor vehicle for an Online Loan?
For an Online Title Loan, we will require an inspection of your vehicle. Online Personal and Registration Loans do not require an inspection.
What if I have poor credit?
You can qualify for an Online Loan even if you have poor credit or no credit.
How long does it take to approve my loan?
In most cases, 30 minutes or less.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you, just call us at 602-512-3000 or apply online Click here.