Terms of Use



Welcome to CashTime.com (the “Site”). Cash Time Title Loans, Inc., its subsidiaries and affiliates (collectively, “Cash Time,” “we,” “us,” or “our”) operate this Site in order to provide information about and/or deliver products and services we offer. Your use and access to this Site is governed by the terms and conditions contained in these Terms of Use.


Availability of Services


Not all products and services described in our Site are available in each State. In addition, the terms of the products and services differ depending upon the State. Where you reside may limit whether you qualify for certain products and services. In our sole discretion, we determine the eligibility requirements, including residency requirements, for any product or service we offer.


Our description of the products and services, including, if any, interest, fees, charges, may change without notice. The general description information on this Site is not a binding legal offer, and each product or service remains subject to our underwriting and eligibility requirements. We do not intend for this Site and/or any products, services or information described or provided herein to be obtained or used by any person in any jurisdiction where such distribution, availability, or use would violate applicable law.


Users in Other States


At the current time, Cash Time’s products and services are only available to persons residing in Arizona and/or California. We make no representation that the documents, pages, images or other materials or content on this Site are appropriate or available for use in jurisdictions outside Arizona or California.


Loan Applications


When applying for a loan on this Site, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we may terminate your application and decline to make products and services available to you in the future.

Consent to Be Contacted by Telephone, E-Mail or Postal Mail


By submitting your contact information to us, you expressly consent to be contacted by us by telephone, e-mail or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.


From time to time, we may need or want to contact you in connection with your account or any loan for which you have started or completed the application process. By obtaining a Cash Time loan or beginning an application on this Site for any loan or service, you consent to be contacted by us via written notices, e-mail, text messages, or telephone, and, in connection with any such telephone calls, you consent to the use of prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your Cash Time account or loan application, including mobile telephone numbers that could result in charges to you, or at any e-mail address or mailing address we have for you in our records or from other public and nonpublic databases we may lawfully access. We also may contact other individuals who may be able to provide updated employment, location, and contact information for you.


Intellectual Property


This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on this Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by Cash Time or third parties; all right, title and interest therein will remain the property of Cash Time and/or such third-party owner, as applicable.


You are authorized solely to view and retain a copy of the pages from this Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with Cash Time. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit this Site, or any portion of this Site for any public or commercial use without Cash Time’s express written consent.


No Warranty


The information contained on this Site is provided “as is” and “as available.” We do not warrant the accuracy, adequacy or completeness of the information provided herein and expressly disclaim liability for any errors or omissions in such information. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information.


Limitation of Liability


You agree that all access and use of this Site and its contents is at your own risk. In no event will we be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Cash Time or our representatives are advised of the possibility of such damages, losses or expenses.


Third-Party Links


This Site may contain links to websites controlled or offered by third parties (non-affiliates of Cash Time). Such websites may have Terms of Use, Privacy Policies, or security practices that are different from those of Cash Time. We are not responsible for the content on these websites and do not endorse or recommend any products or services offered or information contained on such websites. You view them at your own risk.


This Site is Not Directed at Minors


This Site is not directed at children under 18 years of age. Furthermore, the products and services offered through this Site are not available to persons under the age of 18. As such, we do not knowingly collect personally identifiable information from such children. If you are younger than 18, please do not provide any personally identifiable information while using this Site.


Additional Terms


Certain sections or pages on this Site may contain additional terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. These Terms of Use do not alter in any way the terms or conditions of any other agreement you may have with Cash Time for financial products and services or otherwise. If there is a conflict between these Terms of use and any other agreement you may have with us, then the terms of the other agreement will control. Without limiting the generality of the foregoing statement, any dispute relating to a Cash Time loan will be subject to resolution by arbitration exclusively at the request of any party thereto and in accordance with the applicable loan agreement.


Governing Law


Use of this Site is governed by all applicable federal and state laws. Cash Time’s corporate offices are located in the State of Arizona. The Maricopa County Courts have general jurisdiction and will be the exclusive venue for litigating disputes arising out of these Terms of Use.


Revisions to these Terms of Use


We may update and revise these Terms of Use at any time without specific notice to you. You can determine if these Terms of Use have been revised since your last visit by referring to the “Effective Date of Current Statement” date at the bottom of this page. Your use of this Site constitutes your acceptance of these Terms of Use. You should review these Terms of Use regularly to ensure that you are aware of future amendments.


Effective Date: February 1, 2018