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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Title Loans Scottsdale

Difficult credit stipulations can make it challenge to getting an advance from a bank. Banks have particular details that need to be met which can make banks very difficult to work with. At Cash Time Loan Centers in Scottsdale, we recognize that getting a cash advance can be difficult which is why we offer Title Loans Scottsdale AZ customers seek.

At Cash Time we offer Auto Title Loans which are cash loans secured by a motor vehicle in your name. We offer Title Loans for trucks, cars, RVs, motorcycles, and other commercial vehicles. Loan amounts for Car Title Loans range between $200 and $100,000.

Auto Title Loans are a great choice when you need some additional cash, especially when can’t seem to get that much needed advance from a conventional bank. Cash Time is one of the industry leaders when it comes to helping people in similar situations. Scheduled appointments are not required, just call (602) 433-4090 or apply in person for our Title Loans in Scottsdale at one of our many convenient locations.

Bad credit or no credit will not damage your ability to receive a Vehicle Title Loan with Cash Time. When structuring your loan credit history does not play a role. To receive a Car Title Loan we require the following: 1) The title of a vehicle in your name 2) A government issued ID 3) Be a minimum of 18 years of age. 4) If you wish to take out more than $5,000 you will need auto insurance.

Title Loans are a great solution for getting that much needed cash quickly. Apply for the Title Loans Scottsdale has trusted for year at any of our store locations, and we will provide you with a variety of flexible loan plans. You can count on our outstanding customer service professionals to work with you to get you exactly what you need.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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