TITLE LOANS

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Title Loans In Phoenix AZ

Need some quick cash? Title Loans in Phoenix AZ are a fast and convenient solution for smoothing out your money flow. At your neighborhood Cash Time Loan Center, any vehicle to which you hold the title is your quick ticket to the cash you need now. Your vehicle remains yours to use throughout your loan. We know you have places to be and people to see, and your loan is designed to help you get that all done.

When it comes to loan terms, Cash Time offers some of the most flexible loan types, terms, and payment plans in the state. We have no maximum vehicle age or mileage, and we even offer funding options for those who are self-employed or unemployed. With our Title Loans in Phoenix AZ, Cash Time lets you pick your repayment schedule too. Whether you want to make payments on your new loan every two weeks or once a month is all up to you.

Best of all, none of our Title Loans include a penalty for early payoff. You are free to pay your loan down as soon as you have the money, with no worries about being charged extra fees.

Whether you’re short $200 or $100,000, Cash Time offers loans that cover the amount you need. The exact amount varies based on your application and vehicle value, but you’ll be surprised at the wide range of loan amounts. If you are interested in our Title Loans in AZ, we’d love to take a look at your RV, truck, car or motorcycle and let you know what we can offer.

Our convenient hours make it simple to make all your payments on time. You can even drop your payment in one of our after-hours drop boxes. With Cash Time, it’s easy to manage your loan. It’s no wonder we’re leading our industry. Come see for yourself why we’re the best choice for getting you back on your feet.

With Cash Time on your side, a dip in your cash flow never has to stop you from having funds when you need them. Pay us a visit today and walk out with your vehicle and the cash you need with the best Title Loans in AZ, all in about 30 minutes.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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