602-433-4090

602-433-4090

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Same Day Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Same Day Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name OR A Vehicle Registered in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Same Day Loans In Arizona

Every day, families face unexpected events where they need to obtain cash quickly. They often turn to Cash Time to provide same day loans because there is generally no credit check, where approval happens in just minutes. Often times, they can have their cash in hand in as little as a half hour.

Life’s unexpected events often include a car repair, paying the electric bill, or getting much needed groceries for the family. Since the downturn in the economy, many families simply do not qualify for a traditional loan from a financial institution. In fact, because of the financial struggles faced by many families, credit ratings are often downgraded because of late payments or the inability to pay medical bills.

Fortunately, same day loans are available to nearly anyone that owns a vehicle. This is because Cash Time offers flexible payment plans on personal loans ranging from $200-$4000, and title loans of $200 to $100,000 in cash. A cash loan is offered instantly on vehicles of any year with any amount of mileage, and you even get to keep your vehicle to drive anywhere.

The Requirements

Typically, title loans are offered on a variety of vehicles no matter what their age. In fact, a title loan does not require registration of the vehicle, but only ownership. To receive personal or title same day loans, you need to be 18 years or older, and own a vehicle, although you need not own it free and clear...it is ok if you're still paying for it.

Loan Advantages

Having access to quick cash loans without the need of a credit check allows families to face any type of medical emergency or other crisis with confidence. The application process is easy and approval is almost instantaneous. It provides families the opportunity to get money on the spot.

Many same day loans are available for renewal upon request. The structures of the loans are offered in a variety of ways including a balloon payment, where monthly payments are made without principal reductions. In addition, Cash Time offers a full-amortized loan were monthly payments include a principal reduction!

Whenever a family is facing an emergency or needs quick cash for any purpose, they can always count on same day loans as a solution to their financial problem.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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