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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for Fast Cash Loans

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) – You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Fast Cash Loans Surprise

Everyone encounters emergencies that can require additional cash. Often times we need extra cash fast to pay unexpected bills like auto repairs, medical expenses or home repairs. Don’t count on banks to get you the fast cash loan you need in an emergency, contact Cash Time Loan Centers near Surprise.

Surprise area Cash Time Loan Center’s offer many kinds of fast cash loans to assist our customers. Both personal loans and title loans can be completed in just minutes, getting the fast cash loans Surprise needs to pay off your bills. If you have a government issued ID (like a driver’s license), you are at least 18 years old, you have an Arizona checking account (or debit card), and you own a car in your name (does not need to be owned free and clear for personal loans), Cash Time can approve you for a loan in minutes.

If you have a vehicle title in your name, Cash Time Loan Centers can get you a title loan as high as $100,000. Of course not everyone is looking for that much money, but the value of your vehicle and the amount of fast cash you need will determine the amount of your title loan. Car titles, RV titles, motorcycle titles and many more can be used to obtain a Cash Time Loan Center title loan. Best of all, like all of our loans, a Cash Time title loan doesn’t have a penalty if you pay it off early.

No title for a vehicle? No problem! Cash Time Loan Centers near Surprise Arizona offer personal loans for $200 – $4000. Personal loans do not require a title in your name. A car registered in your name (even if you’re still paying for it) is enough.
Fast cash loans Surprise residents want from Cash Time Loan Centers are fast and easy. Walk in to any of our Cash Time locations near Surprise or call customer service 24 hours a day at (602) 433-4090 to get the fast cash you need.

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Proudly Offering Fast Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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