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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Personal Loans Require That You Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Emergency Cash Loans Surprise AZ

Occasionally things happen that we can’t control that end up being financially challenging. There are times we can’t afford to pay a bill or buy groceries. When situations such as this occur you need the emergency cash loans surprise area Cash Time’s provide. Any one of our nearby Surprise locations can help you with receiving a same day loan for that emergency situation.

At Cash Time we understand that emergency cash loans Surprise residents are looking for, is money that’s needed quickly which is why we offer two types of loans that can help you in your time of need.

Cash Time offers personal loans as emergency cash loans near surprise. A personal loan from any our nearby Surprise locations or from our online loan department can range from $200 to $4,000. As with our title loans, Cash Time’s personal loans do require that applicants own a vehicle.  The difference is, with personal loans, you can still qualify if you do not own your vehicle outright (with a free and clear title).  You can count on Cash Time to get you approved for quick and easy emergency loan. Get started with the loan process by going online, calling, or walking into any of our nearby locations in Surprise. Receive an emergency cash loan within 30 minutes by speaking with one of our representatives.

Sometimes there will be circumstances you’ll need more money. It’s under those circumstances Cash Time offers title loans as a substitute for emergency loans. The potential to receive more money with a title loan is greater than a personal loan. Title loans are loans against your motor vehicle whose title is in your name. You can borrow more frequently and borrow more money with a title loan to take care of that emergency situation.

For many people they don’t have enough money in the bank to pay off quick expenses such as medical bills or fast auto repairs. Situations such as this can prevent people from going to work if they don’t take care of these things thus starting a vicious cycle. We can help prevent this from occurring. If you are in need of an emergency cash loan call us at (602) 433-4090 or visit one of our nearby Surprise locations today!

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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