602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Arizona's Best Personal Loan Program

If you are in a cash crunch, then you need to look for the best personal loan you can find. You need to find a personal loan that is easy to get. You don’t want to have to jump through a lot of hoops to get the cash you need. Luckily, there is a great way that you can get quick cash when you need it. All you need to do is go see the fine folks at Cash Time Loan Centers. They will get you money in a hurry when you need it most.

You only need a few things when you are in need of the best personal loan from Cash Time Loan Centers. You need to bring in your motor vehicle registration with the Vehicle Identification Number. The vehicle needs to be registered in Arizona because although your are required to own your vehicle to qualify, you do not need to own it free and clear as you do with a traditional title loan. As well as your car’s registration, you will need a government issued photo ID like a driver’s license or passport. You also will need a checking account or debit card.

As long as you have all of these things, you are eligible to get a fantastic personal loan when you need it most. Instead of struggling to get by when you are strapped for cash, you can get the best personal loan imaginable to get you through the rough financial times. You will suddenly be flush with cash, allowing you to get the breathing room you need to get your finances in order.

Situations When You Need a Loan
Although you think that you may not ever need a loan, it is nice option to have in case of emergency. Life is full of emergencies, and you never know what might crop up to throw a wrench into your finances. You may need cash fast to pay for a large auto repair bill. Maybe you need to pay a large medical bill. You could need some extra cash for Christmas shopping.

No matter what you need the money for, there are no questions asked at Cash Time Loan Centers. As long as you have a motor vehicle registered in your name in Arizona, you will get the best personal loan imaginable from them. You will love how quickly you can take out these loans. There are no headaches and no stress. You simply get the cash you need when you need it. Keep Cash Time in mind whenever you are strapped for cash.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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