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Why Choose Cash Time?
- Industry leadership
- Professional customer services
- On the spot approval
- Flexible repayment plans
- Convenient hours and locations
- No repayment penalty
- Two cash loan programs
Bad Credit Loan Requirements
- Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
- You Must Own a Vehicle to Qualify, But You Do Not Have to Own it Free and Clear
- A Checking Account, Debit Card, or Pre-Paid Debit Card
- Government Issued Identification
- Minimum 18 years of age
Bad Credit Loans
Bad Credit Loans can make for a difficult and frustrating experience when getting considered by a traditional lender. The approval process for a bad credit loan can cause unnecessary stress that you can avoid with a loan from Cash Time Loan Centers. Let us help reduce some of the stress from your life with one of our easy to qualify for bad credit loans.
One of the ways we’re able to offer bad credit loans is by considering your complete loan application. Your credit history is not an important part of our lending decision. This allows for greater flexibility. It also increases the likelihood of getting approved for a bad credit loan.For Bad Credit Loans, Cash Time offers Personal Loans and Title Loans that are fast and easy short term cash loans. The maximum loan amount is $4,000 for Personal Loans, and $100,000 for Title Loans. Loan approval only takes a few minutes. Both types of loans require that you own a vehicle to qualify, however our personal loans for bad credit do not require that you own your vehicle free and clear. Meaning it is ok if you are still paying for your vehicle.
Proudly Offering Cash Loans In The Following Areas
Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.
Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.
Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.
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Arizona Regulated Maximum Annual Finance Rates:
|$5001 and up||120%|
Fees and Interest:
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