Title Loan Buyouts
Title Loan Buyouts
Turn Your Car Into Cash!
Refinance your loan with Cash Time.
Lower rates! Lower payments! Faster payoff!
To be eligible for a loan:
- 18 years or older
- Lives in Arizona
- Owner of vehicle
Get Your Title Loan Started!
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Why Choose Cash Time
Fast Approval in Just 15 Minutes
Whether you start your application online, by phone, or in person, you can be approved in as little as 15 minutes.
Trusted Arizona Leader Since 1997
With decades of experience, Cash Time Loan Centers have been a reliable provider of quick and easy Title Loans for individuals living in Arizona.
Exceptional Service You Can Count On
Accredited by the Arizona Better Business Bureau with an A Rating, Cash Time has earned the trust of thousands of customers. Our Google satisfaction score of 98%, backed by over 7,000 5-star reviews, speaks for itself!
Convenient Locations and Hours
With locations across the Phoenix metro area, Tucson, Casa Grande and Douglas, our loan stores are open six days a week to make the process as easy as possible for you.
Credit Challenges? No Problem!
Whether you have excellent credit, bad credit, or no credit, we’ve got you covered. Apply online, give us a call or visit one of our friendly neighborhood locations to get the fastest Title Loans in Arizona.
Fast Approval in Just 15 Minutes
Whether you start your application online, by phone, or in person, you can be approved in as little as 15 minutes.
Trusted Arizona Leader Since 1997
With decades of experience, Cash Time Loan Centers have been a reliable provider of quick and easy Title Loans for individuals living in Arizona.
Exceptional Service You Can Count On
Accredited by the Arizona Better Business Bureau with an A Rating, Cash Time has earned the trust of thousands of customers. Our Google satisfaction score of 98%, backed by over 9,000 5-star reviews, speaks for itself!
Convenient Locations and Hours
With locations across the Phoenix metro area, Tucson, Casa Grande and Douglas, our loan stores are open six days a week to make the process as easy as possible for you.
Credit Challenges? No Problem!
Whether you have excellent credit, bad credit, or no credit, we’ve got you covered. Apply online, give us a call or visit one of our friendly neighborhood locations to get the fastest Title Loans in Arizona.

What is a Title Loan Buyout?
Do you want to save money? If you already have a title loan with one of our competitors, Cash Time offers an easy and sensible way to lower your interest rate and reduce your monthly payments. Simply call, click, or come into any of our convenient locations and let us show you how much you can save by refinancing your loan with Cash Time. We work with all credit types, so even if you have bad credit or no credit, we can work with you. Stop by today, you will be happy you did!
- 18 years or older
- Lives in Arizona
- Owner of a vehicle
Get Your Loan Started!
What Our Customers Are Saying...
Title Loan Buyout Frequently Asked Questions
What areas are Title Loan Buyouts available?
Title Loan Buyouts are available across Arizona including:
Phoenix, Tucson, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Peoria, Tempe, Surprise, Goodyear, Buckeye, San Tan Valley, Yuma, Avondale, Flagstaff, Queen Creek, Maricopa, Casas Adobes, Casa Grande, Lake Havasu City, Marana, Catalina Foothills, Prescott Valley, Oro Valley, Prescott, Sierra Vista, Bullhead City, Apache Junction, Sun City, San Luis, Sahuarita, El Mirage, Kingman, Fortuna Foothills, Drexel Heights, Sun City West, Florence, Fountain Hills, Anthem, Rio Rico, Green Valley, Nogales, Eloy, New River, Coolidge, Flowing Wells, Payson, Vail, Fort Mohave, Douglas, Tanque Verde, Somerton, New Kingman-Butler, Sierra Vista SE, Sun Lakes, Valencia West, Chino Valley, Cottonwood, Tucson Estates, Verde Village, Saddlebrooke, Paradise Valley, Camp Verde, Gold Canyon, Show Low, Tucson Mountains, Safford, Sedona, Picture Rocks, Corona de Tucson, Arizona City, Winslow, Tuba City, Wickenburg, Golden Valley, Page, Globe, Tolleson, Youngtown, Catalina, Litchfield Park, Snowflake, Avra Valley, Village of Oak Creek, Williamson, Doney Park, Rincon Valley, Kayenta, Thatcher, Benson, Guadalupe, Cave Creek, Citrus Park, Three Points, Bisbee, Clarkdale, Holbrook, Taylor, Pinetop-Lakeside, Eagar, St. Johns, Williams, Quartzsite, Superior, Pima, Springerville, Mammoth, Patagonia.
What is a Title Loan Buyout?
If you have a Title Loan with a competitor, refinance it with us and save thousands of dollars? We will lower your interest rate and reduce your payments. You will be so happy you did!
Do you need to see my motor vehicle for an Auto Title Loan Buyout?
Yes, an in-person inspection of your motor vehicle is required. Exceptions can be made for customers living outside of our store service areas. In these instances, photos of your vehicle can be submitted.
Are there any year or mileage limits on my motor vehicle?
No, there are no year or mileage limits.
What is the minimum and maximum amounts for an Auto Title Loan Buyout?
From $100 to $100,000 depending on the value of your vehicle and your ability to repay.
Do I need an Arizona Certificate of Title for an Auto Title Loan Buyout?
Yes, an Arizona title is required. Converting an out of state title to an Arizona title is easy to do and we can assist you with that.
Do I get to keep and drive my motor vehicle?
Yes.
Do I need auto insurance?
Only for Title Loan Buyouts above $10,000.
Does my vehicle registration need to be current?
No.
What if I have bad credit?
You can qualify for a Title Loan Buyout even if you have poor credit or no credit.
Does my vehicle need to be paid for?
If you have a loan with a competitor, refinance it with us and save thousands of dollars. We will lower your interest rate and reduce your payments. You will be so happy you did!
How long does it take to get approved?
In most cases, 30 minutes or less for in-store loans.
How are my loan funds issued?
Funds can be instantly sent to your bank account or we can issue you a check in person.
Do I need an appointment?
No appointment is needed, but you are welcome to schedule an appointment by phone at 602-512-3000 or simply apply online Click here.
What if I am not currently employed, self-employed or do not receive a regular paycheck?
We may still be able to help you. Just call us at 602-512-3000 or simply apply online Click here.
What if I live with someone else?
Not a problem. Just call us at 602-512-3000 or simply apply online Click here.