Instant Loan

If you’re facing a financial emergency and need cash quickly, consider an instant loan from CashTime. Serving Arizona residents since 1997, Cash Time offers rapid loan approvals, flexible epayment options, and exceptional customer service. Your loan can be approved in as little as 15 minutes, using your Arizona-registered motor vehicle as collateral.

A Reliable Alternative to Traditional Bank Loans

Securing a personal loan from a bank can be a time-consuming and uncertain process, with no guarantee of approval. Traditional lenders primarily assess your credit score and annual income, making it difficult to qualify if you have outstanding debts or a history of loan defaults.

At Cash Time, we simplify the process. To qualify for an instant loan, you must be at least 18 years old, a resident of Arizona, and own a motor vehicle—even if it is still being financed. Our approval process is straightforward and hassle-free, making short-term borrowing easier than ever.

How to Apply

You can apply for a cash loan by visiting one of our convenient locations in the Phoenix or Tucson metro areas. Alternatively, you can begin the application process online through our website. The amount you qualify for depends on your vehicle type and employment status.

Upon approval, you will receive clear terms outlining the loan amount, interest rate, and repayment options. There is no obligation to accept our loan offer. We provide flexible repayment plans, including weekly or bi-weekly automatic withdrawals or in-person payments at any of our locations.

Refinance Your Personal or Title Loan

If you have a high-interest personal loan or title loan with another lender, Cash Time may be able to help. You could qualify for an instant loan with a lower annual percentage rate, allowing for a more manageable repayment plan. We consider the balance on your existing loan and offer solutions tailored to fit your budget.

To learn how much you can save, speak with a Cash Time service representative today.