Cash Time Loan Centers

In our June blog on Five Healthy Financial Habits, number five focused on saving for specific goals by putting aside a small amount toward those goals every month. That is basically the description of a sinking fund. Sinking funds can be used to pay down a debt or to...

The cost of college is one of the biggest expenses most Americans face. Average annual tuition at a four-year public college in the U.S. is currently $9,410 for in-state students and $22,890 for out-of-state students, with the average at a four-year private college...

There are many ways to save money, and many budgeting methods. One of the simplest ways to manage your money is using an envelope system to divide your take home pay into various categories. Starting with your fixed expenses like rent, car payment, insurance payments,...

We already schedule so many things in our normal, everyday lives, from doctor appointments to soccer practice, car maintenance to gym workouts, and summer vacations to mani/pedis at the salon. Why wouldn’t we make a schedule for our money? That’s where a budget...

Many families find that a lot of their fights are related to sideways statements about money that blow up into arguments over how money is spent and saved in their homes. You don't want this to happen, or if it already happens, you'd love for it to happen less. Money...

Moving is expensive, so when you have an offer in hand for a new job in a new place, you'll want to start considering how you'll pay for your move as soon as you can. Here are some tips for making sure you save as much as you can in the process. Ask Your New Employer...

Everyone has "that month" sometimes: hours got cut at work, or you are between freelance jobs, or some other unexpected change in your income throws off your predicted budget. The time to plan for lower-than-expected income is now, even if right now your income is...

While saving slowly over time has its place, many people are energized by savings challenges. One way to really feel accomplished is to set the goal of saving a $1,000 emergency fund in 90 days. Here are some ways to make this dream a reality. Make a Plan $1,000 in 90...

As you finish your education, there are a lot of new things to consider in your financial life. As you choose a career, you'll find yourself with more money than you've had before but perhaps less than you expected at the end of each month. Here are some tips that...

You want to have a life, but you don’t want to go broke doing it. We understand. How can you be responsible and save for your future while still having a decent social life now? How can you spend less money going out, but still spend time with your friends? Believe it...