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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Bad Credit Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Bad Credit Loans Tucson

Many people believe bad credit can prevent them from receiving a cash loan. This just isn’t the case at any of our Cash Time locations in Tucson. At Cash Time bad credit loans are not a problem.

We make sure the process for bad credit loans Tucson needs is fast and easy. One of the ways that we are able to simplify the process by not using your credit score to figure into your loan structure. This provides for greater flexibility and a higher possibility of getting approved for a bad credit loan.

The first step to securing the bad credit loans Tucson residents want is visiting any one of our three Cash Time locations in Tucson. You can also go online, or call us to start the bad credit loan process. At Cash Time cash loans come in two loan types: 1) personal loans and 2) title loans. The first category of loan we offer is a personal loan. A personal loan from any one of our Tucson store locations can range from $200 to $4,000. One of the many reasons Cash Time is one of the industry leaders in the Tucson area is because we are able to provide you cash loan even with a bad credit score.  Although you do need to own a vehicle to qualify for a personal loan, you don’t need to own it free and clear.

For loans of greater monetary value than $4,000 we offer title loans. You can secure one of our title loans with a car, truck, RV, or any other vehicle being used as collateral for a loan. A couple of requirements for a title loan: 1) you must be 18 years old and 2) own a title to a vehicle. If you need more than $5,000 you must also have car insurance.

Any one of our Cash Time locations can help you out with obtaining the bad credit loans Tucson needs. It’s as simple as calling (602) 433-4090 or coming into a Tucson location today. Just come in and speak with one of our representatives and be out the door within 30 minutes. No appointment is necessary.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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