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Why Choose Cash Time?
Approval in as little as 15 minutes
Start your title loan online, by phone or in person. Approval on the spot in as little as 15 minutes.
Industry Leadership
Cash Time Loan Centers has been providing fast easy title loans in Arizona since 1997
Professional Customer Service
Cash Time is an accredited business with the Arizona Better Business Bureau and boasts an A Rating. We have a Google satisfaction rating of 98% with over 7,000 5-Star reviews!
Convenient Hours and Locations
Get your Arizona Title Loan at any of Cash Time’s convenient locations in and around the Phoenix, Tucson, and Casa Grande metro areas. Our locations are open 6 days a week for your convenience.
All Credit Welcome
You can get a Title Loan in Arizona from Cash Time even with bad credit or no credit. Start your loan online or walk into any of our friendly store locations for the fastest title loans, best rates and lowest payments in Arizona.

What Our Customers Are Saying...
Payday Loan Alternative Surprise
Numerous individuals remember when payday loans were available. However, in 2010, regulations for these loans expired in Arizona. In response, Cash Time created a more practical and affordable payday loan alternative for Surprise residents in the form of a personal loan. A payday alternative loan, structured as a personal loan, functions similarly to other cash advances we provide. Many individuals need quick cash before their next paycheck, and Cash Time understands this need. That’s why we offer one of the most accessible payday loan alternatives in Surprise, providing fast personal loans with flexible terms.
A personal loan as a payday alternative works easily. Contact the Cash Time service line at(602)512-3000, available24/7, make an appointment, or simply walk into one of our many Surprise locations—no appointment needed! Cash Time does not rely on credit scores when structuring cash loan plans. Even if you have bad credit or no credit at all, we can still get you approved quickly. Speak with a Cash Time professional to discuss all the details for your payday loan alternative.
With our payday loan alternative, Surprise, AZ customers can borrow as little as $100 or as much as $2,500! This is great news when you need fast cash. It takes approximately 30 minutes with a Cash Time associate before you can receive your loan. To qualify, you must beat least 18 years old, have a checking account or employer-provided debit card, and own a vehicle(it does not need to be fully paid off). Lastly, a government-issued ID is required.
Get in touch with a Cash Time representative today and get the cash you need now by calling (602)512-3000!
- 18 years or older
- Government Issued ID
- Vehicle Registered in Your Name