Used Car Loans in Arizona
Loan to Buy a Car in Arizona
Need financing to buy a used car or truck?
We can help. Loans up to $20,000.
To be eligible for a loan:
- 18 years or older
- Government issued ID
- Live in Arizona
Get Your Car Loan Started!
How It Works
Step 1: Complete An Application
You can start your Loan to Buy a Car online, by phone, or in person at any of our convenient loan centers. Simply fill out the form above to get started now!
Step 2: Get Your Pre-Approval
Once we process your application, we give you a Pre-Approval letter which tells you what price car or truck you can shop for, and show sellers that you are ready to buy.
Step 3: Go Shopping
Simply find a used car or truck that you want to buy from either a car dealership or private party, and we will provide the financing.
Step 4: Enjoy Your New Ride
Complete your loan documents and drive away in your new vehicle!
What is a Used Car Loan?
A used car loan helps you finance a preowned vehicle you want to purchase from a dealer or private individual. Your loan amount and terms are based on your application and the vehicle details. Start your application online today and get ready to drive away in your new car or truck!
Why Choose Cash Time?
Approval in as little as 15 minutes
Start your Personal Loan online, by phone or in person.
Industry Leadership
Professional Customer Service
Cash Time is an accredited business with the Arizona Better Business Bureau and boasts an A Rating. We have a Google satisfaction rating of 98% with over 7,000 5-star reviews!
Convenient Hours and Locations
All Credit Welcome
Approval in as Little as 15 Minutes
Start your Loan to Buy a Car online, by phone or in person.
Industry Leadership
Cash Time Loan Centers has been providing fast, easy loans in Arizona since 1997.
Professional Customer Service
Cash Time is an accredited business with the Arizona Better Business Bureau with an A Rating. We have a Google satisfaction rating of 98% with over 10,000+ 5-star reviews!
Convenient Hours and Locations
Get your Used Car Loan at any of Cash Time’s convenient locations in the Phoenix, Tucson, and Casa Grande metro areas. We also serve the entire state of Arizona including rural communities such as Flagstaff, Show Low, Prescott Valley, Sierra Vista, Yuma, and Douglas. All locations are open 6 days a week for your convenience.
All Credit Welcome
You can get a Used Car Loan in Arizona from Cash Time even with bad credit or no credit. All credit types are welcome!
What Our Customers Are Saying...
Loan to Buy a Car FAQs
In what Arizona cities and towns are Loans to Buy a Car available?
If you live anywhere in Arizona, you can qualify for a Loan to Buy a Car. While many of our customers live in the cities of Tucson and Phoenix, we also serve many smaller communities such as:
Anthem, Apache Junction, Arizona City, Avondale, Avra Valley, Benson, Bisbee, Buckeye, Bullhead City, Camp Verde, Casa Grande, Casas Adobes, Catalina, Catalina Foothills, Cave Creek, Chandler, Chino Valley, Citrus Park, Clarkdale, Coolidge, Corona de Tucson, Cottonwood, Doney Park, Douglas, Drexel Heights, Eagar, El Mirage, Eloy, Flagstaff, Florence, Flowing Wells, Fort Mohave, Fortuna Foothills, Fountain Hills, Gilbert, Glendale, Globe, Gold Canyon, Goodyear, Golden Valley, Green Valley, Guadalupe, Holbrook, Kayenta, Kingman, Lake Havasu City, Litchfield Park, Mammoth, Marana, Maricopa, Mesa, New Kingman-Butler, New River, Nogales, Oro Valley, Page, Paradise Valley, Patagonia, Payson, Peoria, Picture Rocks, Pima, Pinetop-Lakeside, Prescott, Prescott Valley, Quartzsite, Queen Creek, Rio Rico, Rincon Valley, Saddlebrook, Safford, Sahuarita, San Luis, San Tan Valley, Scottsdale, Sedona, Sierra Vista, Sierra Vista SE, Show Low, Snowflake, Somerton, Springerville, St. Johns, Sun City, Sun City West, Sun Lakes, Superior, Surprise, Tanque Verde, Taylor, Tempe, Thatcher, Three Points, Tolleson, Tucson Estates, Tucson Mountains, Tuba City, Vail, Valencia West, Verde Village, Village of Oak Creek, Wickenburg, Williams, Williamson, Winslow, Youngtown, Yuma.
What is a Loan to Buy a Car?
A Loan to Buy a Car from Cash Time is a fast, easy method of securing funds to help you purchase a vehicle. Simply find a used car or truck that you want to buy from a car dealership or private party, and we will provide the financing.
What is the minimum and maximum Loan to Buy a Car amount?
We offer loans up to $20,000 to help you buy the car or truck of your choice.
Are there any year or mileage limits on the vehicle?
No year or mileage limits apply.
What if I have poor credit?
Even if you have poor credit or no credit you can qualify for a Loan to Buy a Car with Cash Time.
What is a pre-approved loan?
A pre-approved car loan is a conditional commitment from a lender that indicates how much you can borrow for a vehicle. It means that Cash Time has reviewed your financial information and provided you with a loan amount before you shop, which enhances your negotiating power.
How long does it take to get pre-approval on a loan?
Pre-approval can take as little as 30 minutes.
How does the seller of the vehicle I want to buy get paid?
The seller can choose either payment by check or by ACH directly to their bank account.
How does a down payment affect the loan?
A larger down payment lowers your monthly payment and reduces the total interest paid over time.
Do I need full coverage insurance?
We require full coverage insurance on loans over $5,000.
If I decide to pay my car loan off early, is there a prepayment penalty?
No, there is no prepayment penalty.
Can I buy a car or truck from a private seller?
Yes! You can buy from either a private individual or a car dealership.
Can I buy a vehicle from a car dealership?
Absolutely! You can buy from either a car dealership or a private individual.
Is it better that I buy from a dealer or a private seller?
If you buy from a private individual, you don’t have to pay sales tax and you avoid dealer fees.
Will you help negotiate the price of the vehicle I want to buy?
We can assist you with determining the fair market value of the vehicle you want to buy.
Is submitting my information online secure?
Yes, Cash Time prioritizes the security of your personal information. We implement advanced encryption measures, including 256-bit Transport Layer Security (TLS), to ensure your data is safeguarded throughout the online loan process.