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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for Fast Cash Loans

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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When you need fast cash now, Cash Time Loan Centers offers the perfect solution for quick and easy title loans that are available to our customers right on the spot. Whether you’re interested in a title loan or personal loan, the professional staff at Cash Time is always available to help you get the money that you need.

Using tradition lenders can prove to be a huge headache. Cash Time Loan Centers understands that when you need cash, waiting is not an option. With headquarters in Phoenix, Arizona, Cash Time has 24 locations statewide to make certain that customers have peace of mind knowing they can always get fast cash now.

If you own a car, truck, motorcycle, RV or other commercial vehicle, Cash Time Loan Centers offers title loans ranging from $200-$100,000. With no early payment penalty, no year or mileage restrictions, and flexible payment plans, title loans are often the perfect solution for customers who need cash quickly. To make these simple loans even more attractive, customers are able to keep driving their vehicles while paying off their loan.

If you’re currently paying off your car, you still qualify to get fast cash now with Cash Time’s convenient personal loans. You do have to own a vehicle to qualify for a personal loan, however you do not have to own it free and clear like you would with a title loan.  With loan amounts ranging from $200-$4,000, personal loans from Cash Time are perfect when you need money in a hurry. Our no-hassle personal loans are the best option when a few hundred dollars is all that you need to take care of business.
Just like our title loans, there is no penalty for paying off your personal loan early, flexible payment terms are available, and you can have your money the very same day.

When you need fast cash now, Cash Time’s online application process is a great way to get the ball rolling. Our courteous and professional staff is always available to answer questions and help arrange a loan that best suits your individual needs.
Visit Cash Time Loan Center’s website at Bad credit or no credit is never a problem when you apply for one of our convenient loan packages. Once you’ve borrowed from Cash Time, you’ll wonder why you didn’t visit us sooner.

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Proudly Offering Fast Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
When customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individual’s credit history, and may affect the individual’s credit score. This company reports credit. Failure to make your payments on time may negatively impact your credit score. We report loan history on all accounts to the major credit bureaus. Thus, a delinquent account will hurt your credit. We also report all current accounts. If you pay promptly, you will benefit by a good report at the credit bureaus.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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