PRÉSTAMOS DEL TÍTULO

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¿Qué necesito para obtener un préstamo de título de Cash Time?

  • Un certificado de título de automóvil o camioneta en su nombre
  • Los préstamos más de $ 5,000 requieren seguro de auto de cobertura total
  • Identificación del gobierno
  • Mínimo 18 años de edad
  • Prueba de dirección de California
  • Una cuenta de cheques activa con depósito directo

 

Prestamos de título en California

¿Qué es un préstamo de título?
Los préstamos de título son préstamos en efectivo rápidos y fáciles garantizados por su vehículo motorizado.

Puedo seguir manejando mi auto con un préstamo de título de Cash Time?
Sí, todavía puede conducir su automóvil con un préstamo de título. Cuando obtiene uno de nuestros préstamos de título en California, Cash Time le permite mantener y conducir su vehículo mientras está pagando su préstamo.

¿Qué pasa si tengo un automóvil viejo con alto millaje?
No hay límites de año o millaje con nuestros préstamos de título de California.

Cuánto dinero puedo obtener con un préstamo de título de Cash Time en California?
Cash Time puede ofrecer préstamos de título por tan solo $ 2600 o tan alto como $ 100,000 dependiendo de su aplicación y el valor de su vehículo.

Por qué elegir Cash Time para sus préstamos de título en California?

Liderazgo de la industria- Cash Time Loan Centers ha brindado préstamos de título en Arizona por más de 20 años. Ahora traemos esa experiencia a California y ofrecemos mejores alternativas a los residentes que necesitan un préstamo de título de auto.

Servicio al cliente profesional- Cash Time es un negocio acreditado en el Better Business Bureau y cuenta con una calificación A. Aprobación en situ: la aprobación del préstamo demora menos de 30 minutos, y podemos enviar dinero directamente a su cuenta bancaria el mismo día.

Planes de pago flexibles- Obtenga las mejores tarifas de préstamos de título y los planes de pago flexibles de California. Puede elegir entre varios modelos de préstamos en efectivo para garantizar que su pago funcione para sus necesidades.

Servicio y Horas Convenientes- Obtenga sus préstamos de título en California los 7 días de la semana para su conveniencia. Si está buscando préstamos para mal crédito en California, inicie su solicitud en cualquier momento o programe una visita para obtener los préstamos de título más rápidos en California.

Sin Penalización de Reembolso- ¡Con un préstamo de título de auto de Cash Time Loan Centers, nunca se le cobra una tarifa por el pago anticipado de su préstamo!

Dos programas de préstamos en efectivo- Cash Time Loan Centers ofrecen préstamos a plazos y préstamos de título de auto en California para satisfacer todas sus necesidades de préstamos en efectivo. Para los mejores préstamos de título de California, llámenos hoy!

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Proudly Offering Installment Loans In California to The Following Areas:

Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Santa Ana, Riverside, Stockton, Chula Vista, Fremont, Irvine, San Bernardino, Modesto, Oxnard, Fontana, Moreno Valley, Glendale, Huntington Beach, Santa Clarita, Garden Grove, Santa Rosa, Oceanside, Rancho Cucamonga, Ontario, Lancaster, Elk Grove, Palmdale, Corona, Salinas, Pomona, Torrance, Hayward, Escondido, Sunnyvale, Pasadena, Fullerton, Orange, Thousand Oaks, Visalia, Simi Valley, Concord, Roseville, Santa Clara, Vallejo, Victorville, El Monte, Berkeley, Downey, Costa Mesa, Inglewood, Ventura, West Covina, Norwalk, Carlsbad, Fairfield, Richmond, Murrieta, Burbank, Antioch, Daly City, Temecula, Santa Maria, El Cajon, Rialto, San Mateo, Compton, Clovis, Jurupa Valley, South Gate, Vista, Mission Viejo, Vacaville, Carson, Hesperia, Redding, Santa Monica, Westminster, Santa Barbara, Chico, Whittier, Newport Beach, San Leandro, Hawthorne, San Marcos, Citrus Heights, Alhambra, Tracy, Livermore, Buena Park, Lakewood, Merced, Hemet, Chino, Menifee, Lake Forest, Napa, Redwood City, Bellflower, Indio, Tustin, Baldwin Park, Chino Hills, Mountain View, Alameda, Upland, Folsom, San Ramon, Pleasanton, Lynwood, Union City, Apple Valley, Redlands, Turlock, Perris, Manteca, Milpitas, Redondo Beach, Davis, Camarillo, Yuba City, Rancho Cordova, Palo Alto, Yorba Linda, Walnut Creek, South San Francisco, San Clemente, Pittsburg, Laguna Niguel, Pico Rivera, Montebello, Lodi, Madera, Monterey Park, La Habra, Santa Cruz, Encinitas, Tulare, Gardena, National City, Cupertino, Huntington Park, Petaluma, San Rafael, La Mesa, Rocklin, Arcadia, Diamond Bar, Woodland, Fountain Valley, Porterville, Paramount, Hanford, Rosemead, Eastvale, Santee, Highland, Delano, Colton, Novato, Lake Elsinore, Brentwood, Yucaipa, Cathedral City, Watsonville, Placentia, Glendora, Cerritos, Gilroy, West Sacramento, La Mirada, Palm Desert, Rancho Santa Margarita, Aliso Viejo, Poway, Cypress, Covina, Azusa, Dublin, Ceres, San Luis Obispo, Palm Springs, San Jacinto, Lincoln, El Centro, Newark, Lompoc, Bell Gardens, Danville, Rancho Palos Verdes, San Bruno, Rohnert Park, Coachella, La Puente, San Gabriel, Campbell, Brea, Culver City, Calexico, Stanton, Morgan Hill, LaQuinta, Pacifica, Beaumont, Montclair, Monrovia, Los Banos, Martinez, Temple City, Bell, Oakley, Manhattan Beach, Hollister, Claremont, San Juan Capistrano, Moorpark, West Hollywood, Beverly Hills, San Dimas, Dana Point, Pleasant Hill, Seaside, Lawndale, Wildomar, Menlo Park, Adelanto, La Verne, Foster City, Laguna Hills, Saratoga, Goleta, Paso Robles, Banning, Los Gatos, Santa Paula, Walnut, San Pablo, Los Altos, Burlingame, San Carlos, Atascadero, Atwater, East Palo Alto, Suisun City, Monterey, Ridgecrest, Maywood, Eureka, Norco, Benicia, Windsor, Imperial Beach, Paradise, Desert Hot Springs, Belmont, Soledad, South Pasadena, Wasco, Lemon Grove, Twentynine Palms, Brawley, Corcoran, Coronado, Lemoore, Sanger, Reedley, Seal Beach, Hercules, Lafayette, Cudahy, Galt, San Fernando, El Cerrito, Loma Linda, Selma, Calabasas, Laguna Beach, Riverbank, Barstow, Port Hueneme, Millbrae, Dinuba, South Lake Tahoe, Duarte, Blythe, Yucca Valley, Oakdale, Patterson, Agoura Hills, Lomita, La Cañada Flintridge, South El Monte, Marina, Hermosa Beach, American Canyon, Arvin, Chowchilla, Albany, Pinole, Dixon, Lathrop, Susanville, Orinda, Arroyo Grande, Arcata, Rancho Mirage, Shafter, El Segundo, Artesia, Greenfield, Santa Fe Springs, Laguna Woods, Truckee, Ukiah, Moraga, La Palma, Oroville, Avenal, Clearlake, Pacific Grove, Fillmore, Imperial, Parlier, Tehachapi, Ripon, Hawaiian Gardens, California City, Red Bluff, Mill Valley, Kerman, Palos Verdes Estates, Coalinga, Auburn, Grover Beach, San Marino, Livingston, Carpinteria, King City, Solana Beach, Grass Valley, Commerce, McFarland, Malibu, San Anselmo, Marysville, Grand Terrace, Fortuna, Larkspur, Lindsay, Scotts Valley, Los Alamitos, Kingsburg, Half Moon Bay, Healdsburg, Signal Hill, Mendota, Sierra Madre, Clayton, Hillsborough, Piedmont, Sonoma, Farmersville, Canyon Lake, Placerville, Exeter, Morro Bay, Newman, Shasta Lake, Emeryville, Anderson, Capitola, Taft, Corte Madera, Orange Cove, Tiburon, Cloverdale, Waterford, Live Oak, Westlake Village, Mammoth Lakes, Gonzales, Rolling Hills Estates, Los Altos Hills, Ione, Calimesa, Yreka, Calipatria, Corning, Pismo Beach, Crescent City, Firebaugh, Ojai, Fairfax, Sebastopol, Rio Vista, Orland, Woodlake, Fort Bragg, Cotati, Escalon, Guadalupe, Sausalito, Atherton, Huron, Hughson, Winters, Gridley, Loomis, Willows, Colusa, Holtville, St. Helena, Villa Park, Fowler, Gustine, La Habra Heights, Woodside, Solvang, Calistoga, Williams, Big Bear Lake, Indian Wells, Dos Palos, Sonora, Willits, Needles, Buellton, Lakeport, Jackson, Portola Valley, Brisbane, Del Mar, San Joaquin, Bishop, Angels Camp, Avalon, Carmel-by-the-Sea, Wheatland, Mount Shasta, Rio Dell, Monte Sereno, Nevada City, Weed, Yountville, Alturas, Sutter Creek, Ross, Westmorland, Portola, Belvedere, Colfax, San Juan Bautista, Rolling Hills, Hidden Hills, Colma, Biggs, Dunsmuir, Del Rey Oaks, Montague, Irwindale, Ferndale, Blue Lake, Maricopa, Bradbury, Tulelake, Plymouth, Dorris, Fort Jones, Isleton, Loyalton, Etna, Point Arena, Tehama, Trinidad, Sand City, Industry, Amador City, Vernon and all of California.

Collections Practices
For your convenience, during regular business hours we accept payments by phone, or you may mail us a check, in the event an automated payment was unable to be processed. Payments made by mail will not be applied until received and processed. We normally process electronic payments (ACH) from your checking account.

Failure to make your regularly scheduled payments may result in further collection efforts. We may contact you by telephone, email or regular mail regarding your account. Your account being in a collections status can affect your ability to receive future financing from Cash Time. If you fail to make a payment within 10 days of a due date, you will be charged a late fee of $10.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in both California and Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. Your loan renewal will be structured as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

Title Loan FAQs

What is a Title Loan?

Title Loans are fast, easy short term cash loans for those who own their vehicle free & clear.

What is the minimum and maximum Title Loan amount in California?

$2600 to $100,000

Can I qualify for a Title Loan in California if I have bad credit?

Your credit history is not an important part of our customer evaluation.

With a Title Loan, how long does it take to get my money?

Your funds are sent electronically to your bank account as soon as your loan is complete. In most cases, funds are received the next business day.

How are my Title Loan funds issued?

For those who apply online, your funds may be deposited directly into your bank account if you so choose. Others may have a check mailed if they request that.

Do I need an appointment?

No appointment is needed, however you are welcome to schedule an appointment for expedited service while you apply online. You choose the most convenient time to chat with one of our underwriters to complete your loan.

Can I get a Title Loan if I am not currently employed, self-employed or do not receive a regular paycheck?

We may still be able to help you, just call us or apply online to discuss your options.

What if I become late on my payment?

It is very important to keep in communication with the Cash Time Loan Centers to discuss ways we can help you.

Can I make my payment after hours?

Yes, you can make your payment via mail and it will be processed the next business day if it is received after hours.

What will happen if I cannot pay my Title Loan by the end of my contract?

We will work with you, just call us to discuss ways we can help you.

What will my payment schedule be for a Title Loan?

Your payment schedule can be bi-weekly, semi-monthly, or monthly. We will work with you to determine what works best for your situation and budget.

How long is the loan?

Title Loans are fully amortized and typically paid in full within 12 – 36 months depending on your loan amount and the payment schedule agreed to. Different terms are available depending on your individual loan needs, amount and qualifications.

What is the interest rate?

For questions about interest rates, please contact a Cash Time representative. Or, use the link below for general information.

Annual Percentage Rates (APR):
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*Arizona Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

**California Maximum Annual Finance Rates:

Loan Type Loan Amount Rate
Installment $2600 132%

* ARS § 44-291(G)
** APR may vary depending on loan amount and term.

Examples of Fully Amortized Loan Terms and Costs:

California Title Loans:

Loan Amount Interest Rate Loan Term Payment Frequency # of Payments Payment
$2,675 132.00% 36 Months Bi-Weekly 78 $144.07

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