{"id":412,"date":"2020-05-07T15:45:08","date_gmt":"2020-05-07T15:45:08","guid":{"rendered":"https:\/\/cashtime.com\/how-you-should-adjust-your-money-after-corona-pandemic\/"},"modified":"2025-09-04T16:40:37","modified_gmt":"2025-09-04T16:40:37","slug":"como-debe-ajustar-su-dinero-tras-la-pandemia-corona","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/how-you-should-adjust-your-money-after-corona-pandemic\/","title":{"rendered":"C\u00f3mo debe ajustar su dinero tras la pandemia del Corona"},"content":{"rendered":"<p>El Coronavirus, COVID19, la Pandemia, o \"todo esto que est\u00e1 pasando\" ha afectado a la mayor parte del mundo. El mercado burs\u00e1til ha sufrido m\u00faltiples golpes, al igual que la industria del petr\u00f3leo y el gas, e incluso la agricultura se est\u00e1 viendo afectada debido a los repentinos excedentes que est\u00e1n provocando la ca\u00edda del precio de mercado de la carne y los productos.  La gente est\u00e1 perdiendo su empleo, y quiz\u00e1 ning\u00fan otro sector se vea m\u00e1s afectado que el de las peque\u00f1as empresas.<\/p>\n<p>Por eso hay que jugar a largo plazo y pensar a largo plazo.  La mayor\u00eda de los estadounidenses tienen varios miles de d\u00f3lares de deuda, y aunque muchos de nosotros hemos recibido cheques de est\u00edmulo, algunos los ver\u00e1n como una buena ganancia inesperada para hacer algunas compras.  Lo que realmente hay que hacer es reducir los gastos. Ahorre dinero.<\/p>\n<h2>C\u00f3mo ahorrar<\/h2>\n<p><\/br><\/p>\n<ul>\n<li><strong>Hacer un presupuesto<\/strong> y at\u00e9ngase a \u00e9l. Tener un presupuesto escrito es el primer paso para gastar dentro de tus posibilidades.<\/li>\n<li><strong>Eliminar los gastos accesorios<\/strong>, las compras impulsivas y otros art\u00edculos que van a mermar tus ingresos. En este sentido, comprar por Internet puede ser muy beneficioso, sobre todo en el supermercado. S\u00f3lo compras lo que has a\u00f1adido a tu cesta en l\u00ednea tambi\u00e9n, lo que hace que las compras impulsivas de camino a la cola del pan y la leche en la parte trasera de la tienda sean cosa del pasado.<\/li>\n<li><strong>Reduzca sus gastos<\/strong>.  Considera qu\u00e9 art\u00edculos son de lujo y cu\u00e1les son de primera necesidad.  Puedes comprar productos de otras marcas para reducir un poco tus gastos en el supermercado?<\/li>\n<li><strong>Empieza a ahorrar<\/strong>. Transfiere dinero de tu cuenta corriente a tu cuenta de ahorro y olv\u00eddate de que est\u00e1 ah\u00ed.  El dinero de su cuenta corriente es el que tiene para gastar, y lo que no gaste tambi\u00e9n tiene que ponerlo en la cuenta de ahorro.  R\u00e1pidamente ver\u00e1 c\u00f3mo aumentan sus ahorros, que podr\u00e1 utilizar para emergencias.<\/li>\n<li><strong>401K<\/strong>. No lo toques.  Con <a href=\"https:\/\/www.marketwatch.com\/\">fluctuaciones del mercado<\/a> El valor de tu 401K cambia a diario.  Aunque resulte tentador cobrarlo, perder\u00e1 mucho dinero debido a las penalizaciones, el valor de mercado y otros factores.<\/li>\n<\/ul>\n<p><\/br><\/p>\n<h2>Trabaje con sus prestamistas<\/h2>\n<p>Muchos de nosotros estamos perdiendo el empleo, por lo que el futuro puede ser incierto a la hora de hacer frente a los pagos de facturas como las tarjetas de cr\u00e9dito.  Si no puede pagar sus facturas a tiempo, p\u00f3ngase antes en contacto con sus prestamistas y h\u00e1gaselo saber. Habla con un gestor y com\u00e9ntale cu\u00e1nto puedes permitirte despu\u00e9s de haber presupuestado necesidades como la comida, los pagos del coche, la hipoteca y el seguro.  En poco tiempo, podr\u00e1s volver a efectuar pagos regulares sin acumular penalizaciones ni comisiones.<\/p>\n<h2>P\u00f3ngase en contacto con nosotros<\/h2>\n<p>Cash Time ha superado muchas recesiones econ\u00f3micas y dispone de muchos recursos para ayudarle en estos tiempos.  P\u00f3ngase en contacto con nosotros para saber m\u00e1s sobre c\u00f3mo puede mejorar su situaci\u00f3n.  \u00a1Estamos todos juntos en esto!<\/p>","protected":false},"excerpt":{"rendered":"<p>The Coronavirus, COVID19, the Pandemic, or &#8220;this whole thing that is happening&#8221; has impacted most of the world. The stock [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-412","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How You Should Adjust Your Money After Corona Pandemic - Cash Time Loan Centers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashtime.com\/es\/como-debe-ajustar-su-dinero-tras-la-pandemia-corona\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How You Should Adjust Your Money After Corona Pandemic - Cash Time Loan Centers\" \/>\n<meta property=\"og:description\" content=\"The Coronavirus, COVID19, the Pandemic, or &#8220;this whole thing that is happening&#8221; has impacted most of the world. 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