{"id":402,"date":"2020-02-24T15:34:53","date_gmt":"2020-02-24T15:34:53","guid":{"rendered":"https:\/\/cashtime.com\/best-budgeting-apps\/"},"modified":"2025-09-04T16:51:48","modified_gmt":"2025-09-04T16:51:48","slug":"mejores-aplicaciones-presupuestarias","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/best-budgeting-apps\/","title":{"rendered":"Las mejores aplicaciones presupuestarias"},"content":{"rendered":"<p>La idea de crear un presupuesto y ce\u00f1irse a \u00e9l puede ser desalentadora, pero no tiene por qu\u00e9 serlo. Con la tecnolog\u00eda actual no podr\u00eda ser m\u00e1s f\u00e1cil formular un presupuesto al que ce\u00f1irse, y existen varias aplicaciones, cada una con sus propias caracter\u00edsticas, que hacen que sea muy sencillo hacer un seguimiento de tus gastos y ver c\u00f3mo tus acciones financieras se corresponden con el presupuesto que has establecido. Estas son algunas de las mejores aplicaciones para controlar tus gastos en 2020:<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.mint.com\/?dd_pm=none&amp;dd_pm_cat=finance_app\">Menta<\/a> - Esta aplicaci\u00f3n es buena para los novatos en finanzas personales, ya que promete \"reunir todo tu dinero en un solo lugar, desde saldos y facturas hasta puntuaciones de cr\u00e9dito y mucho m\u00e1s\" para ayudarte a gestionar tus finanzas. Registrarse es gratis, y puedes crear f\u00e1cilmente un presupuesto (o presupuestos) y obtener sugerencias basadas en tus h\u00e1bitos de gasto. Tambi\u00e9n puedes comprobar tu puntuaci\u00f3n crediticia y recibir sugerencias para mejorarla.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/wally.me\/?dd_pm=none&amp;dd_pm_cat=finance_app\">Wally<\/a> - Se trata de una aplicaci\u00f3n gratuita dedicada exclusivamente a la elaboraci\u00f3n de presupuestos, que te ofrece ayuda para \"controlar tu dinero sin fisuras\". Wally te permite equilibrar tus ingresos y gastos y te ayuda a entender a d\u00f3nde va tu dinero para que puedas establecer y alcanzar tus objetivos financieros. Prometen \"una herramienta sencilla, fluida e intuitiva para gestionar tus finanzas personales\".<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/albert.com\/\">Albert<\/a> - Albert hace el trabajo por ti. Esta aplicaci\u00f3n controla tus saldos, facturas y gastos, y si corres el riesgo de gastar m\u00e1s de la cuenta, te avisa. Cuenta con una funci\u00f3n de ahorro autom\u00e1tico sin comisiones, reintegros gratuitos y bonificaciones anuales de hasta 1% en efectivo s\u00f3lo por ahorrar. Tambi\u00e9n ofrece inversi\u00f3n guiada con asesores registrados y una cartera personalizada con la que puedes empezar con s\u00f3lo $1 y sin necesidad de experiencia.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.mvelopes.com\/?dd_pm=none&amp;dd_pm_cat=finance_app\">Mvelopes<\/a> - Existen tres versiones de esta aplicaci\u00f3n presupuestaria basada en el probado sistema de sobres; Mvelopes Basic ($6\/mes), que conecta tus cuentas bancarias, te permite crear r\u00e1pidamente un presupuesto en l\u00ednea y tomar el control de tus finanzas; Mvelopes Plus (a partir de $19\/mes), que te permite ver d\u00f3nde est\u00e1s gastando m\u00e1s de la cuenta y utiliza la aplicaci\u00f3n, un Centro de Aprendizaje, un Centro de Deuda y un seguimiento trimestral para ayudarte a desarrollar un plan a largo plazo; y Mvelopes Complete (a partir de $59\/mes), que ofrece una \"experiencia guiada completa\" que incluye llamadas mensuales de asesoramiento.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.everydollar.com\/\">CadaD\u00f3lar<\/a> es una aplicaci\u00f3n presupuestaria dise\u00f1ada para la presupuestaci\u00f3n de base cero, que es un m\u00e9todo en el que los gastos son iguales a los ingresos. La idea es dar a cada d\u00f3lar un trabajo que hacer, para que no haya d\u00f3lares sobrantes flotando sin nada que hacer. Con la versi\u00f3n gratuita, puedes crear una transacci\u00f3n financiera cada vez que gastes dinero para contabilizarlo en tu presupuesto. Para una experiencia m\u00e1s \u00e1gil puedes actualizar a EveryDollar Plus, que conecta tu cuenta bancaria con tus gastos. Esta versi\u00f3n mejorada cuesta $129,99 al a\u00f1o.<\/p>\n<p>&nbsp;<\/p>\n<p>Estas herramientas de finanzas personales te permiten ver f\u00e1cilmente cu\u00e1nto y d\u00f3nde gastas, y controlar tus finanzas. La mejor forma de saber ad\u00f3nde va tu dinero es controlarlo, y estas aplicaciones te ayudan a hacerlo. Luego, cuando veas tus patrones de gasto, podr\u00e1s hacer los ajustes necesarios para alcanzar tus objetivos financieros.<\/p>","protected":false},"excerpt":{"rendered":"<p>The thought of creating and sticking to a budget can be daunting, but it doesn\u2019t have to be. With today\u2019s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-402","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best Budgeting Apps - Cash Time Loan Centers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashtime.com\/es\/mejores-aplicaciones-presupuestarias\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Budgeting Apps - Cash Time Loan Centers\" \/>\n<meta property=\"og:description\" content=\"The thought of creating and sticking to a budget can be daunting, but it doesn\u2019t have to be. 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