{"id":362,"date":"2019-04-08T19:59:25","date_gmt":"2019-04-08T19:59:25","guid":{"rendered":"https:\/\/cashtime.com\/kill-your-loans-in-a-year-with-this-method\/"},"modified":"2025-09-04T16:53:08","modified_gmt":"2025-09-04T16:53:08","slug":"acaba-con-tus-prestamos-en-un-ano-con-este-metodo","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/kill-your-loans-in-a-year-with-this-method\/","title":{"rendered":"Acabe con sus pr\u00e9stamos en un a\u00f1o con este m\u00e9todo"},"content":{"rendered":"

No perdamos el tiempo con una introducci\u00f3n... ya sean pr\u00e9stamos estudiantiles, facturas m\u00e9dicas, deudas de tarjetas de cr\u00e9dito, todos estamos sentados sobre pagos de dinero que tomamos prestado, y puede sentirse como una carga. Si est\u00e1s listo para dejarlo atr\u00e1s, sigue estos m\u00e9todos. Advertencia... no es para los d\u00e9biles de coraz\u00f3n.<\/p>\n

Squash Small Bugs First-<\/strong> Ya hemos hablado antes de este \"m\u00e9todo de la bola de nieve\", pero para refrescar la memoria: coge todas tus deudas y organ\u00edzalas de menor a mayor. Realiza los pagos m\u00ednimos de todas las deudas excepto de la m\u00e1s peque\u00f1a, y para ese pr\u00e9stamo, paga todo lo que puedas. Cuando esa deuda desaparezca, transfiere ese pago a la siguiente m\u00e1s peque\u00f1a mientras mantienes los pagos m\u00ednimos en todas las dem\u00e1s, y as\u00ed sucesivamente. Al eliminar las deudas m\u00e1s peque\u00f1as, dispondr\u00e1 de m\u00e1s recursos para hacer frente a las m\u00e1s grandes en lugar de atacarlas todas a la vez.<\/p>\n

No deje ning\u00fan d\u00f3lar sin contabilizar -<\/strong> Haz un presupuesto hasta el d\u00f3lar. EL D\u00d3LAR. Cada viaje al supermercado, cada caf\u00e9, cada d\u00f3lar que va a los ahorros... an\u00f3talo. \u00bfTodo lo que no necesites gastar para sobrevivir (comida, alojamiento, etc.)? Ded\u00edcalo a pr\u00e9stamos. Este es tu evangelio ahora. Si te ci\u00f1es a un presupuesto de suma cero, tendr\u00e1s menos margen para compras fr\u00edvolas.<\/p>\n

Suturar heridas -<\/strong> Busque todo aquello que pueda estar cost\u00e1ndole dinero con el tiempo. \u00bfUn viaje diario para tomar caf\u00e9? Elim\u00ednelo. \u00bfHulu y Netflix? Qu\u00e9date s\u00f3lo con uno. \u00bfSuscripci\u00f3n a Orange Theory? Vaya al gimnasio de su complejo de apartamentos. Estos peque\u00f1os gastos pueden ser como una p\u00e9rdida de sangre: incluso una peque\u00f1a herida puede volverse mortal con el tiempo si no se trata. <\/p>\n

Vive por debajo de tus posibilidades -<\/strong> Todo lo que no sea crucial para tu supervivencia es un gasto innecesario. Si eliminas esos gastos, deber\u00edas hacerlo. \u00bfTienes un apartamento de dos dormitorios y utilizas el segundo como despacho? En la pr\u00f3xima renovaci\u00f3n, c\u00f3mprate uno de un dormitorio. \u00bfTiene dos coches? Desh\u00e1gase de uno. \u00bfPlanea unas vacaciones lujosas? Este a\u00f1o no. Si est\u00e1 gastando dinero que no va directamente a mantenerse vivo, puede invertirlo en eliminar esas deudas m\u00e1s r\u00e1pidamente.
\nDi no -<\/strong> Cervezas despu\u00e9s del trabajo, comidas con amigos, viajes espont\u00e1neos por carretera... vas a ver cu\u00e1ntos peque\u00f1os gastos surgen por culpa de la gente que te rodea. Acost\u00fambrate a decirle a la gente que ahora mismo no entra en el presupuesto. Ser\u00e1s m\u00e1s feliz cuando esas deudas hayan desaparecido, y libre para asistir a todo lo que desees.<\/p>\n

Usted tiene el control.<\/strong> Tus amigos y tu familia te quieren... recu\u00e9rdalo cuando no paren de insistirte para que hagas cosas o te saltes el presupuesto por esta vez. Sentir\u00e1s que el peso del mundo est\u00e1 sobre tus hombros, que las cosas escapan a tu control. No es verdad. Tienes esto. Ejerce tu fuerza de voluntad y te sorprender\u00e1 lo mucho que controlas las cosas.<\/p>\n

Darlo todo -<\/strong> Cada d\u00f3lar. Cada centavo sobrante debe ir a sus deudas. Te va a doler. No te divertir\u00e1s. Querr\u00e1s rendirte varias veces, y algunas veces, probablemente lo har\u00e1s. Pero no te rindas. Pon todo de tu parte. Si te tomas en serio lo de dejar atr\u00e1s esas deudas, tendr\u00e1s que hacer sacrificios. Pero no hay mejor manera de eliminar esas cargas y empezar a vivir tu vida sin deudas.<\/p>","protected":false},"excerpt":{"rendered":"

Let\u2019s not waste time with an intro\u2026 be it student loans, medical bills, credit card debt, we\u2019re all sitting on […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-362","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"\nKill Your Loans in A Year with This Method - Cash Time Loan Centers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashtime.com\/es\/acaba-con-tus-prestamos-en-un-ano-con-este-metodo\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kill Your Loans in A Year with This Method - Cash Time Loan Centers\" \/>\n<meta property=\"og:description\" content=\"Let\u2019s not waste time with an intro\u2026 be it student loans, medical bills, credit card debt, we\u2019re all sitting on […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cashtime.com\/es\/acaba-con-tus-prestamos-en-un-ano-con-este-metodo\/\" \/>\n<meta property=\"og:site_name\" content=\"Cash Time Loan Centers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CashTimeExpressMainSt\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-08T19:59:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-04T16:53:08+00:00\" \/>\n<meta name=\"author\" content=\"Cash Time Loan Centers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cash Time Loan Centers\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/kill-your-loans-in-a-year-with-this-method\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/kill-your-loans-in-a-year-with-this-method\\\/\"},\"author\":{\"name\":\"Cash Time Loan Centers\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#\\\/schema\\\/person\\\/ad6b1c98c208c64b48bec08a231ff16f\"},\"headline\":\"Kill Your Loans in A Year with This Method\",\"datePublished\":\"2019-04-08T19:59:25+00:00\",\"dateModified\":\"2025-09-04T16:53:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/kill-your-loans-in-a-year-with-this-method\\\/\"},\"wordCount\":574,\"publisher\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/kill-your-loans-in-a-year-with-this-method\\\/\",\"url\":\"https:\\\/\\\/cashtime.com\\\/kill-your-loans-in-a-year-with-this-method\\\/\",\"name\":\"Kill Your Loans in A Year with This Method - 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