{"id":358,"date":"2019-02-28T22:30:01","date_gmt":"2019-02-28T22:30:01","guid":{"rendered":"https:\/\/cashtime.com\/eliminate-bad-spending-by-attacking-bad-habits\/"},"modified":"2025-09-04T16:53:08","modified_gmt":"2025-09-04T16:53:08","slug":"eliminar-el-mal-gasto-atacando-los-malos-habitos","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/eliminate-bad-spending-by-attacking-bad-habits\/","title":{"rendered":"Eliminar los malos gastos atacando los malos h\u00e1bitos"},"content":{"rendered":"<p>Ahorrar dinero, ce\u00f1irse a un presupuesto, gastar con prudencia... todos estos conceptos suelen estar vinculados a actividades o art\u00edculos, a algo que hay que hacer o comprar. Es cierto: ahorrar dinero empieza con medidas que se pueden tomar. Pero cuando empiezas a ahorrar dinero, \u00bfalguna vez te has dado cuenta de que empiezas con fuerza s\u00f3lo para decaer poco despu\u00e9s? Es como empezar una dieta a principios de a\u00f1o: est\u00e1s inspirado, preparado y dispuesto... pero luego acabas antes de darte cuenta. \u00bfCu\u00e1l es el problema?<\/p>\n<p>A menudo no es cuesti\u00f3n de saber qu\u00e9 hacer o cu\u00e1ndo hacerlo. Todos sabemos que hay que comer verduras y hacer ejercicio, pero no siempre es as\u00ed. En cambio, las cosas que prometemos hacer no atacan el meollo de la cuesti\u00f3n... el porqu\u00e9. Es posible que se est\u00e9 aferrando a malos h\u00e1bitos de gasto sin ni siquiera saberlo, y puede ser dif\u00edcil romper esa mentalidad sin abordarla de frente. Antes de elaborar su presupuesto, ahorrar dinero para los d\u00edas de vacas flacas y buscarse un trabajo extra, deber\u00eda examinar la lista de malos h\u00e1bitos de gasto que aparece a continuaci\u00f3n. Si sabes cu\u00e1l es el problema, podr\u00e1s identificarlo cuando aparezca en el mundo real y combatirlo.<\/p>\n<p><strong>To Heck With the Jonses.<\/strong>  \u00bfAlguna vez has ido a casa de tus vecinos y te han ense\u00f1ado su nuevo televisor? \u00a1Ocupa toda la pared! A lo mejor no ves m\u00e1s que fotos de las vacaciones en Instagram y recuerdas que hace tiempo que no te das un capricho. No es dif\u00edcil entender por qu\u00e9... A menudo se nos juzga o clasifica por lo que hacemos, lo que compramos y c\u00f3mo nos presentamos. Pero cuando juzgas tu autoestima y felicidad en comparaci\u00f3n con lo que otros presentan p\u00fablicamente, es una batalla perdida. En lugar de eso, reflexiona sobre tus propios objetivos. \u00bfMejorar\u00e1 de verdad este nuevo tel\u00e9fono mi felicidad a lo largo de la vida, o s\u00f3lo es bonito? \u00bfEs necesario un viaje al extranjero, o el gasto me traer\u00e1 m\u00e1s problemas en el futuro? Siempre que una influencia externa est\u00e9 moviendo la aguja de tus gastos, da un paso atr\u00e1s, reflexiona y determina por qu\u00e9 est\u00e1s pensando en hacer esa compra. Si es porque te sientes presionado por quienes te rodean, aunque sea indirectamente, deja de hacerlo.<\/p>\n<p><strong>Emociones encontradas.<\/strong>  Todos somos culpables de alg\u00fan tipo de terapia de compras, sea cual sea la forma que adopte. \u00bfUn d\u00eda duro en la oficina? Unas cervezas pueden curar esa herida. \u00bfEstresado por la vida? Tal vez necesites ir a un spa o al campo de golf. Todos nos merecemos estos peque\u00f1os caprichos de vez en cuando, sin duda. Pero las peque\u00f1as compras se acumulan, y cuando se cargan a la tarjeta de cr\u00e9dito, el tipo de inter\u00e9s no ayuda. Aqu\u00ed est\u00e1 la cosa... \u00bfesa compra? No resuelve lo que te aqueja, simplemente lo aleja. Si te cortan un brazo, el Advil ayuda con el dolor, pero no te devuelve el brazo. Identificar las compras emocionales antes de que se produzcan puede ayudarte a abordar lo que realmente importa: la raz\u00f3n principal por la que act\u00faas emocionalmente. Ataca el asunto de ra\u00edz, y no tomes Advil por tu brazo perdido. <\/p>\n<p><strong>El tiempo pasa.<\/strong>  On Puede que hoy seas joven y est\u00e9s sano, pero nada dura para siempre. Es duro afrontarlo, pero la realidad es que a la vida no le importa mucho cu\u00e1l sea tu presupuesto. Las emergencias ocurren y rara vez son gratis. En alg\u00fan momento querr\u00e1s jubilarte, y querr\u00e1s tener algo a lo que recurrir. Incluso si tu presupuesto va bien para el d\u00eda, el mes o el a\u00f1o, tienes que pensar en las repercusiones a m\u00e1s largo plazo. La vida es un juego largo... el m\u00e1s largo que jam\u00e1s jugaremos. Si tu presupuesto no tiene en cuenta las pr\u00f3ximas d\u00e9cadas, unas pocas compras hoy te pueden perjudicar cuando realmente lo necesites.<\/p>","protected":false},"excerpt":{"rendered":"<p>Saving money, sticking to a budget, spending wisely\u2026 all of these items are typically tied to activities or items, something [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-358","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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