{"id":355,"date":"2019-02-13T16:49:30","date_gmt":"2019-02-13T16:49:30","guid":{"rendered":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/"},"modified":"2025-09-04T16:53:09","modified_gmt":"2025-09-04T16:53:09","slug":"cuatro-maneras-de-no-malgastar-su-declaracion-de-la-renta","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/four-ways-to-not-waste-your-tax-return\/","title":{"rendered":"Cuatro maneras de no malgastar su declaraci\u00f3n de la renta"},"content":{"rendered":"<p>La declaraci\u00f3n de la renta es algo tentador. Si acabas recibiendo un reembolso, ya sea de $20 o de $2.000, es f\u00e1cil verlo como un extra, dinero a cambio de nada que puedes gastar como quieras. S\u00ed, has elaborado un presupuesto y te has ce\u00f1ido a \u00e9l, \u00a1pero esto es un extra! \u00bfEs as\u00ed? La verdad es que s\u00ed. Si\u00e9ntete libre de gastar ese dinero en algo que mejore tu vida. En lugar de una merecida salida nocturna o un art\u00edculo de gran valor, te recomendamos que gastes ese dinero en algo que realmente te ayude, no s\u00f3lo que mejore tu d\u00eda.<\/p>\n<p><strong>Consigue algo que necesites, no que quieras.<\/strong> Puede que los neum\u00e1ticos de nieve no sean tan sexys como un nuevo televisor 4K, pero son much\u00edsimo m\u00e1s \u00fatiles. Los art\u00edculos caros que antes se sal\u00edan de tu presupuesto pueden estar m\u00e1s a tu alcance con una devoluci\u00f3n, y deber\u00edan ser tu prioridad n\u00famero uno. \u00bfHay alg\u00fan art\u00edculo, servicio o cosa por el estilo que le har\u00e1 la vida mejor (no m\u00e1s lujosa) en los pr\u00f3ximos meses? Si es as\u00ed, gaste ah\u00ed primero.<\/p>\n<p><strong>C\u00f3mete el elefante, en cuanto a intereses.<\/strong> No juzgo a nadie; todos tenemos deudas. Pr\u00e9stamos de estudios, facturas del hospital, pagos del coche... parece que siempre estamos extendiendo un cheque por algo.  As\u00ed que, en lugar de dar peque\u00f1os mordiscos a tus deudas, \u00bfqu\u00e9 te parece dar un gran mordisco? Mira tus pr\u00e9stamos, determina cu\u00e1les tienen los tipos de inter\u00e9s m\u00e1s altos y haz un pago grande all\u00ed, adelant\u00e1ndote a los intereses y devolviendo mucho menos a largo plazo.<\/p>\n<p><strong>Consigue esa red de seguridad.<\/strong> Se suele decir que hay que tener un fondo de emergencia de alg\u00fan tipo, entre 3 y 9 meses de sueldo por si la vida se pone fea. A nosotros nos gustan los ahorros para seis meses, pero lo entendemos... es dif\u00edcil ahorrar tanto para ma\u00f1ana cuando hay muchas otras cosas que pagar hoy. Sin embargo, desear\u00e1s haber ahorrado m\u00e1s si surgen gastos inesperados. Puede que no sea divertido, pero echa esa rentabilidad en una cuenta de ahorro para un d\u00eda lluvioso. Pi\u00e9nsalo as\u00ed: cuanto antes tengas la cuenta a seis meses vista, antes podr\u00e1s gastar ese dinero como te gustar\u00eda.<\/p>\n<p><strong>Invertir en capital humano.<\/strong> Es una forma elegante de decir \"invierte en ti mismo\". Ahora bien, invertir en uno mismo es algo distinto de gastar en uno mismo. Un par de zapatos nuevos o unas vacaciones no es realmente lo que tenemos en mente. En lugar de eso, piensa en c\u00f3mo puedes aprovechar ese dinero para convertirte en una persona mejor... hazte socio del gimnasio, aprende una habilidad comercializable en un colegio comunitario local o paga una liga deportiva para tu hijo que antes no parec\u00eda posible. Mejorarte a ti mismo puede ayudarte a conseguir un trabajo, a aprender m\u00e1s e incluso a ser mejor persona.<\/p>","protected":false},"excerpt":{"rendered":"<p>A tax return is a tantalizing thing. If you do end up getting a refund, be it for $20 or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-355","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Four Ways to Not Waste Your Tax Return - Cash Time Loan Centers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashtime.com\/es\/cuatro-maneras-de-no-malgastar-su-declaracion-de-la-renta\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Four Ways to Not Waste Your Tax Return - Cash Time Loan Centers\" \/>\n<meta property=\"og:description\" content=\"A tax return is a tantalizing thing. If you do end up getting a refund, be it for $20 or [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cashtime.com\/es\/cuatro-maneras-de-no-malgastar-su-declaracion-de-la-renta\/\" \/>\n<meta property=\"og:site_name\" content=\"Cash Time Loan Centers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CashTimeExpressMainSt\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-13T16:49:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-04T16:53:09+00:00\" \/>\n<meta name=\"author\" content=\"Cash Time Loan Centers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cash Time Loan Centers\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/\"},\"author\":{\"name\":\"Cash Time Loan Centers\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#\\\/schema\\\/person\\\/ad6b1c98c208c64b48bec08a231ff16f\"},\"headline\":\"Four Ways to Not Waste Your Tax Return\",\"datePublished\":\"2019-02-13T16:49:30+00:00\",\"dateModified\":\"2025-09-04T16:53:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/\"},\"wordCount\":481,\"publisher\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/\",\"url\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/\",\"name\":\"Four Ways to Not Waste Your Tax Return - Cash Time Loan Centers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/#website\"},\"datePublished\":\"2019-02-13T16:49:30+00:00\",\"dateModified\":\"2025-09-04T16:53:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/four-ways-to-not-waste-your-tax-return\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cashtime.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Four Ways to Not Waste Your Tax Return\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#website\",\"url\":\"https:\\\/\\\/cashtime.com\\\/\",\"name\":\"Cash Time Loan Centers\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cashtime.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#organization\",\"name\":\"Cash Time Loan Centers\",\"url\":\"https:\\\/\\\/cashtime.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cashtime.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Flat_Cash_Time_Logo_-_Websafe_-_Optimized-1.svg\",\"contentUrl\":\"https:\\\/\\\/cashtime.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Flat_Cash_Time_Logo_-_Websafe_-_Optimized-1.svg\",\"width\":3570,\"height\":1003,\"caption\":\"Cash Time Loan Centers\"},\"image\":{\"@id\":\"https:\\\/\\\/cashtime.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CashTimeExpressMainSt\\\/\",\"https:\\\/\\\/www.instagram.com\\\/cashtimeloans\\\/?hl=en\",\"https:\\\/\\\/www.tiktok.com\\\/@cashtimetitleloans\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cashtime.com\\\/#\\\/schema\\\/person\\\/ad6b1c98c208c64b48bec08a231ff16f\",\"name\":\"Cash Time Loan Centers\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g\",\"caption\":\"Cash Time Loan Centers\"},\"sameAs\":[\"https:\\\/\\\/cashtime.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cuatro formas de no malgastar la declaraci\u00f3n de la renta - Cash Time Loan Centers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cashtime.com\/es\/cuatro-maneras-de-no-malgastar-su-declaracion-de-la-renta\/","og_locale":"es_MX","og_type":"article","og_title":"Four Ways to Not Waste Your Tax Return - Cash Time Loan Centers","og_description":"A tax return is a tantalizing thing. If you do end up getting a refund, be it for $20 or [&hellip;]","og_url":"https:\/\/cashtime.com\/es\/cuatro-maneras-de-no-malgastar-su-declaracion-de-la-renta\/","og_site_name":"Cash Time Loan Centers","article_publisher":"https:\/\/www.facebook.com\/CashTimeExpressMainSt\/","article_published_time":"2019-02-13T16:49:30+00:00","article_modified_time":"2025-09-04T16:53:09+00:00","author":"Cash Time Loan Centers","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Cash Time Loan Centers","Est. reading time":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/#article","isPartOf":{"@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/"},"author":{"name":"Cash Time Loan Centers","@id":"https:\/\/cashtime.com\/#\/schema\/person\/ad6b1c98c208c64b48bec08a231ff16f"},"headline":"Four Ways to Not Waste Your Tax Return","datePublished":"2019-02-13T16:49:30+00:00","dateModified":"2025-09-04T16:53:09+00:00","mainEntityOfPage":{"@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/"},"wordCount":481,"publisher":{"@id":"https:\/\/cashtime.com\/#organization"},"articleSection":["Uncategorized"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/","url":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/","name":"Cuatro formas de no malgastar la declaraci\u00f3n de la renta - Cash Time Loan Centers","isPartOf":{"@id":"https:\/\/cashtime.com\/#website"},"datePublished":"2019-02-13T16:49:30+00:00","dateModified":"2025-09-04T16:53:09+00:00","breadcrumb":{"@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cashtime.com\/four-ways-to-not-waste-your-tax-return\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cashtime.com\/"},{"@type":"ListItem","position":2,"name":"Four Ways to Not Waste Your Tax Return"}]},{"@type":"WebSite","@id":"https:\/\/cashtime.com\/#website","url":"https:\/\/cashtime.com\/","name":"Centros de Pr\u00e9stamo Cash Time","description":"","publisher":{"@id":"https:\/\/cashtime.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cashtime.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/cashtime.com\/#organization","name":"Centros de Pr\u00e9stamo Cash Time","url":"https:\/\/cashtime.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cashtime.com\/#\/schema\/logo\/image\/","url":"https:\/\/cashtime.com\/wp-content\/uploads\/2025\/05\/Flat_Cash_Time_Logo_-_Websafe_-_Optimized-1.svg","contentUrl":"https:\/\/cashtime.com\/wp-content\/uploads\/2025\/05\/Flat_Cash_Time_Logo_-_Websafe_-_Optimized-1.svg","width":3570,"height":1003,"caption":"Cash Time Loan Centers"},"image":{"@id":"https:\/\/cashtime.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CashTimeExpressMainSt\/","https:\/\/www.instagram.com\/cashtimeloans\/?hl=en","https:\/\/www.tiktok.com\/@cashtimetitleloans"]},{"@type":"Person","@id":"https:\/\/cashtime.com\/#\/schema\/person\/ad6b1c98c208c64b48bec08a231ff16f","name":"Centros de Pr\u00e9stamo Cash Time","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2c1eb479e84598936d6986b4ea1c7dc1b9d0c3a0f15b9c2b88df2ee68b702200?s=96&d=mm&r=g","caption":"Cash Time Loan Centers"},"sameAs":["https:\/\/cashtime.com"]}]}},"featured_image_src":null,"featured_image_src_square":null,"author_info":{"display_name":"Cash Time Loan Centers","author_link":"https:\/\/cashtime.com\/es\/author\/cashtime\/"},"_links":{"self":[{"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/posts\/355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/comments?post=355"}],"version-history":[{"count":0,"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/posts\/355\/revisions"}],"wp:attachment":[{"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/media?parent=355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/categories?post=355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashtime.com\/es\/wp-json\/wp\/v2\/tags?post=355"}],"curies":[{"name":"la hora de","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}