{"id":337,"date":"2018-08-28T17:31:42","date_gmt":"2018-08-28T17:31:42","guid":{"rendered":"https:\/\/cashtime.com\/avoid-your-financial-quarter-life-crisis\/"},"modified":"2025-09-04T16:53:31","modified_gmt":"2025-09-04T16:53:31","slug":"evite-la-crisis-financiera-del-cuarto-de-vida","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/avoid-your-financial-quarter-life-crisis\/","title":{"rendered":"Evite su crisis financiera"},"content":{"rendered":"<p>Los millennials experimentan cada vez m\u00e1s su crisis vital entre los 25 y los 33 a\u00f1os, hasta el punto de que la situaci\u00f3n se ha bautizado como \"Quarter Life Crisis\". Los s\u00edntomas de esta crisis incluyen una sensaci\u00f3n de estar atrapados, sentirse desconectados de las personas y situaciones que les rodean, y una sensaci\u00f3n general de fracaso. Los millennials que experimentan la crisis del cuarto de vida tienden a sentirse dejados atr\u00e1s por sus compa\u00f1eros, sin dinero o retrasados en su carrera profesional cuando llegan a los 30 a\u00f1os. Si esto describe por lo que est\u00e1s pasando, debes saber que no est\u00e1s solo y que hay una manera de superarlo.<br \/>\nDudar de si est\u00e1s siguiendo el camino correcto en tu carrera o haciendo lo correcto con tu dinero es normal. Parte de la soluci\u00f3n para superar este momento de tu vida es determinar c\u00f3mo puedes utilizar esa duda para hacer un cambio positivo y, si de hecho est\u00e1s atrasado, volver a donde necesitas estar. Otra clave para superar la crisis del cuarto de vida es dejar de compararse con los dem\u00e1s. Con demasiada frecuencia, los Millennials comparan sus logros (o la falta de ellos) con los de sus padres, hermanos mayores o personas que llevan m\u00e1s tiempo trabajando. No compares tus comienzos con la mitad de la vida de otra persona. Cada persona tiene su propio camino, y el tuyo no ser\u00e1 exactamente igual al de los dem\u00e1s. S\u00e9 paciente contigo mismo, no te juzgues con demasiada dureza ni te compares con los dem\u00e1s; c\u00e9ntrate en tus puntos fuertes.<br \/>\nLa trayectoria profesional tradicional ha cambiado en las \u00faltimas d\u00e9cadas, ya no se parece a subir una escalera hacia un objetivo espec\u00edfico. Hoy en d\u00eda, es m\u00e1s probable que la trayectoria profesional de los millennials implique una serie de giros. Puede que empieces con una licenciatura en Ciencias Pol\u00edticas y el objetivo de ocupar un cargo p\u00fablico alg\u00fan d\u00eda, pero que descubras al empezar a perseguir ese objetivo que encuentras m\u00e1s satisfacci\u00f3n personal, alegr\u00eda y plenitud dando charlas motivacionales, ense\u00f1ando o escribiendo. Mientras sigas avanzando y persiguiendo tu pasi\u00f3n, estar\u00e1s progresando, por mucho que cambies de direcci\u00f3n.<br \/>\nCuando se trata de evitar una crisis financiera, hay pasos concretos que puedes dar para controlar tu dinero y tener una sensaci\u00f3n de control financiero. Tu dinero har\u00e1 lo que t\u00fa le digas que haga, as\u00ed que adopta un papel proactivo en su gesti\u00f3n:<\/p>\n<p>- Estructurar un presupuesto que cubra las necesidades y le permita <a href=\"https:\/\/cashtime.com\/es\/blogpost\/cashtime-loan-centers\/2018\/05\/04\/vivir-rico-con-menos-cosas-pt-2-los-beneficios\/\">vivir bien con menos cosas<\/a> y seguir teniendo algo de \"dinero para divertirse\" cada mes. <\/p>\n<p>- Si est\u00e1 casado, considere <a href=\"https:\/\/cashtime.com\/es\/blogpost\/cashtime-loan-centers\/2018\/06\/14\/mantener-a-una-familia-con-un-solo-ingreso\/\">vivir con un solo ingreso<\/a> y ahorrando la totalidad o una gran parte de los otros ingresos (\u00a1ES posible!) para la compra de una vivienda, para pagar la deuda de los pr\u00e9stamos estudiantiles o para invertir en tu futuro. Puede que tengas deudas que pagar (\u00a1la mayor\u00eda de nosotros las tenemos!), pero tus deudas no <a href=\"https:\/\/cashtime.com\/es\/blogpost\/cashtime-loan-centers\/2018\/08\/20\/tus-deudas-no-te-definen\/\">no define qui\u00e9n eres<\/a> as\u00ed que no dejes que la idea te abrume o te paralice. <\/p>\n<p>- T\u00f3mate la vida d\u00eda a d\u00eda y celebra cada paso positivo en la direcci\u00f3n correcta.<\/p>\n<p>Por \u00faltimo, \u00bfpor qu\u00e9 no utilizar la crisis del cuarto de vida como llamada a la acci\u00f3n? La realidad es que la vida que quieres cuesta dinero. Eso es cierto para todos nosotros, independientemente de nuestra generaci\u00f3n. Dejar las cosas para m\u00e1s tarde no es un buen plan financiero, como tampoco lo es esperar a que un golpe de suerte acabe con las deudas. Evitar una crisis financiera requiere un plan y diligencia para seguirlo. Aprende el valor de retrasar la gratificaci\u00f3n y evita las deudas de las tarjetas de cr\u00e9dito como si fueran la peste. <a href=\"https:\/\/cashtime.com\/es\/blogpost\/cashtime-loan-centers\/2018\/05\/10\/vivir-rico-con-menos-cosas-pt-iii-primeros-pasos\/\">Minimizar en la medida de lo posible<\/a> y si tienes deudas con intereses elevados (l\u00e9ase tarjetas de cr\u00e9dito), consolida esos saldos y p\u00e1galos con un pr\u00e9stamo con intereses m\u00e1s bajos. Vivir un poco m\u00e1s ajustado ahora puede hacer que vivas a lo grande m\u00e1s adelante, y puede que no necesites tantas cosas materiales como crees para <a href=\"https:\/\/cashtime.com\/es\/blogpost\/cashtime-loan-centers\/2018\/04\/30\/vivir-rico-con-menos-cosas\/\">vivir una vida rica<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Millennials are experiencing their life crises between the ages of 25 and 33 in ever increasing numbers, so much so [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-337","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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