{"id":284,"date":"2017-04-26T18:22:32","date_gmt":"2017-04-26T18:22:32","guid":{"rendered":"https:\/\/cashtime.com\/what-not-to-do-when-you-want-to-save-money\/"},"modified":"2025-09-04T16:54:29","modified_gmt":"2025-09-04T16:54:29","slug":"lo-que-no-hay-que-hacer-cuando-se-quiere-ahorrar-dinero","status":"publish","type":"post","link":"https:\/\/cashtime.com\/es\/what-not-to-do-when-you-want-to-save-money\/","title":{"rendered":"Lo que NO hay que hacer cuando se quiere ahorrar dinero"},"content":{"rendered":"<p>Para ahorrar de forma eficaz, no debes dejar de tener un presupuesto y un plan que te mantengan organizado. Saber lo que ganas, cu\u00e1les son tus facturas mensuales y tener un presupuesto y un calendario de pagos te ayudar\u00e1 a saber con cu\u00e1nto tienes que trabajar cuando quieras ahorrar dinero. Intenta ahorrar el 15% de tus ingresos, y que sea una cantidad que te pagues a ti mismo en cada n\u00f3mina. Al planificar el ahorro de dinero, est\u00e1s estableciendo la expectativa activa de pagarte a ti mismo como pagar\u00edas cualquier factura mensual que tengas. Aqu\u00ed tienes algunos consejos que te ayudar\u00e1n a ahorrar dinero evitando compras innecesarias, siendo ingenioso y sabiendo lo que tienes para gastar.<\/p>\n<p><strong class=\"jqtransformdone\">No hagas la compra cuando tengas hambre<\/strong>. Cuando se tiene hambre, es f\u00e1cil gastar m\u00e1s de la cuenta y comprar alimentos que normalmente no se comprar\u00edan. Comprar cuando no tiene hambre le ayudar\u00e1 a evitar compras impulsivas y a evitar que alimentos que no necesita se desperdicien m\u00e1s tarde. Dado que la mayor\u00eda de los estadounidenses compran en el supermercado unas pocas veces al mes, esta t\u00e1ctica puede suponer un ahorro con el tiempo, y dejarle m\u00e1s dinero para un d\u00eda lluvioso.<\/p>\n<p><strong class=\"jqtransformdone\">No compre sin planificar<\/strong>. Desde comer menos fuera de casa y evitar esas compras improvisadas en la gasolinera hasta utilizar cupones y comprar durante las rebajas, hay muchas formas de asegurarse de que compra y gasta de forma m\u00e1s inteligente. Estar atento a las rebajas e investigar y comparar precios en Internet para encontrar la mejor oferta evitar\u00e1 que gastes m\u00e1s de la cuenta en los art\u00edculos que quieres y necesitas.<\/p>\n<p><strong class=\"jqtransformdone\">No dejes encendidas las luces ni el aire acondicionado<\/strong>. Usted no quiere gastar en la factura de la luz m\u00e1s de lo necesario. Para controlar esos gastos, apaga las luces y los aparatos electr\u00f3nicos de las habitaciones en las que no est\u00e9s y regula el termostato para que emita aire y calor s\u00f3lo cuando est\u00e9s en casa.<\/p>\n<p><strong class=\"jqtransformdone\">No pague con tarjeta de cr\u00e9dito<\/strong>. No utilices la tarjeta de cr\u00e9dito como forma de pago. Es dinero por el que tienes que pagar intereses y comisiones cada vez que \"pides prestado\". En su lugar, acost\u00fambrese a pagar en efectivo, con tarjeta de d\u00e9bito o con cheque. As\u00ed s\u00f3lo gastar\u00e1s el dinero que tengas en el banco y evitar\u00e1s endeudarte con la tarjeta de cr\u00e9dito. Si utilizas una tarjeta de cr\u00e9dito, aseg\u00farate de pagarla todos los meses para evitar pagar m\u00e1s por tu compra con intereses y comisiones adicionales.<\/p>\n<p><strong class=\"jqtransformdone\">No pague tarde las facturas<\/strong>. Aplazar el pago de las facturas puede tener consecuencias. Los recargos por demora y otros gastos se acumulan cuando las facturas no se pagan a tiempo, haci\u00e9ndole gastar m\u00e1s de lo necesario en productos o servicios. Ser consciente de la fecha de vencimiento de las facturas y asegurarse de que se pagan a tiempo mantendr\u00e1 a raya esos cargos adicionales.<\/p>\n<p>Porque las peque\u00f1as cosas suman y pueden restarle valor a sus obligaciones financieras, entre ellas ahorrar dinero, tener un presupuesto y un plan y ser consciente de sus h\u00e1bitos de gasto le ayudar\u00e1 mucho a ahorrar.<\/p>","protected":false},"excerpt":{"rendered":"<p>To effectively save, you do not want to skip on having a budget and plan to keep you organized. Knowing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-284","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What NOT to do when you want to save money - Cash Time Loan Centers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashtime.com\/es\/lo-que-no-hay-que-hacer-cuando-se-quiere-ahorrar-dinero\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What NOT to do when you want to save money - Cash Time Loan Centers\" \/>\n<meta property=\"og:description\" content=\"To effectively save, you do not want to skip on having a budget and plan to keep you organized. 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