{"id":244,"date":"2025-04-15T13:27:20","date_gmt":"2025-04-15T13:27:20","guid":{"rendered":"https:\/\/cashtime.com\/?page_id=244"},"modified":"2025-06-05T18:24:44","modified_gmt":"2025-06-05T18:24:44","slug":"econsentimiento","status":"publish","type":"page","link":"https:\/\/cashtime.com\/es\/econsent\/","title":{"rendered":"eConsent"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"244\" class=\"elementor elementor-244\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9afaac e-flex e-con-boxed e-con e-parent\" data-id=\"e9afaac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-641303a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"641303a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Acuerdo de consentimiento de firma electr\u00f3nica<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dffc44a elementor-widget elementor-widget-text-editor\" data-id=\"dffc44a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_row et_pb_row_1\"><div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\"><div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\"><div class=\"et_pb_text_inner\"><p>LEA ATENTAMENTE ESTE ACUERDO DE CONSENTIMIENTO DE FIRMA ELECTR\u00d3NICA; CONTIENE INFORMACI\u00d3N IMPORTANTE SOBRE SUS DERECHOS LEGALES.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b1a71 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"79b1a71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cfd836 e-con-full e-flex e-con e-child\" data-id=\"5cfd836\" data-element_type=\"container\" data-e-type=\"container\" id=\"loan-payments\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1067a elementor-widget elementor-widget-text-editor\" data-id=\"3e1067a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le sugerimos que imprima o descargue una copia para sus archivos. Si desea consultar este documento en cualquier momento, puede hacerlo visitando nuestro sitio web y haciendo clic en el enlace E-SIGN Consent que se encuentra en la parte inferior de la p\u00e1gina de inicio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05d72bc elementor-widget elementor-widget-text-editor\" data-id=\"05d72bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este Acuerdo de Consentimiento E-SIGN (\"Acuerdo E-SIGN\") nos permite proporcionarle versiones electr\u00f3nicas de avisos y documentos importantes asociados con la solicitud y apertura de una cuenta con Cash Time. Ciertas leyes y reglamentos nos obligan a proporcionarle avisos y divulgaciones \"por escrito\" (esto se define tradicionalmente como un aviso en papel); con su consentimiento, la Ley E-SIGN nos permite proporcionarle estos documentos electr\u00f3nicamente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb87103 elementor-widget elementor-widget-heading\" data-id=\"eb87103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. 1. Definiciones.\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46f53ff elementor-widget elementor-widget-text-editor\" data-id=\"46f53ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las palabras \"Cash Time\" o \"nosotros\", \"nos\" y \"nuestro\" significan Cash Time Title Loans, Inc, sus filiales y subsidiarias.<br \/><br \/>Las palabras \"usted\" y \"su\" significan la persona que da este consentimiento, y tambi\u00e9n cada titular de cuenta adicional, firmante autorizado o representante autorizado identificado en cualquier Producto Cash Time que solicite, utilice o al que acceda.<br \/><br \/>\"Producto Cash Time\" significa cualquier cuenta, producto o servicio que ofrezcamos y que usted solicite, utilice o al que acceda, ya sea ahora o en el futuro.<br \/><br \/>\"Comunicaci\u00f3n\" se refiere a cualquier acuerdo, autorizaci\u00f3n, divulgaci\u00f3n, notificaci\u00f3n u otra informaci\u00f3n relacionada con cualquier cuenta, producto o servicio que ofrezcamos y que usted solicite, utilice o al que tenga acceso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-467e020 elementor-widget elementor-widget-heading\" data-id=\"467e020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. \u00c1mbito de aplicaci\u00f3n del presente acuerdo.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99a520b elementor-widget elementor-widget-text-editor\" data-id=\"99a520b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Usted acepta que le proporcionemos cualquier Comunicaci\u00f3n en formato electr\u00f3nico, y que dejemos de enviarle Comunicaciones en papel, a menos y hasta que usted retire su consentimiento tal y como se describe a continuaci\u00f3n. Su consentimiento no significa que debamos proporcionarle los documentos electr\u00f3nicamente, sino que podemos entregarle algunos o todos esos documentos electr\u00f3nicamente.<br \/><br \/><\/p><p>Su consentimiento para recibir Comunicaciones electr\u00f3nicas incluye, pero no se limita a:<\/p><ul><li>Informaci\u00f3n y avisos legales y reglamentarios relacionados con cualquier Producto de Tiempo en Efectivo que solicite, utilice o al que acceda<\/li><li>Informaci\u00f3n inicial, avisos y t\u00e9rminos y condiciones relacionados con la solicitud o apertura de una cuenta en Cash Time.<\/li><li>Pol\u00edticas y avisos de privacidad<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd15ea4 elementor-widget elementor-widget-heading\" data-id=\"bd15ea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. M\u00e9todo para enviarle comunicaciones en formato electr\u00f3nico.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d72b6 elementor-widget elementor-widget-text-editor\" data-id=\"d2d72b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Todas las Comunicaciones que le proporcionemos en formato electr\u00f3nico se har\u00e1n (1) por correo electr\u00f3nico, (2) accediendo a nuestro sitio web, o (3) por mensajer\u00eda SMS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8be380 elementor-widget elementor-widget-heading\" data-id=\"d8be380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. C\u00f3mo retirar el consentimiento.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38e54af elementor-widget elementor-widget-text-editor\" data-id=\"38e54af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Puede retirar su consentimiento para recibir comunicaciones en formato electr\u00f3nico en cualquier momento. Para retirar su consentimiento, puede enviarnos un correo electr\u00f3nico a\u00a0<a href=\"mailto:customerservice@cashtime.com\">optout@cashtime.com<\/a>\u00a0o p\u00f3ngase en contacto con nosotros por tel\u00e9fono en\u00a0<a href=\"tel:6024334090\">(480) 840-2769<\/a>. La retirada de su consentimiento se har\u00e1 efectiva despu\u00e9s de que hayamos tenido una oportunidad razonable de actuar en consecuencia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18e0166 elementor-widget elementor-widget-heading\" data-id=\"18e0166\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">5. C\u00f3mo actualizar su informaci\u00f3n de contacto.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4997a6c elementor-widget elementor-widget-text-editor\" data-id=\"4997a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Es su responsabilidad proporcionarnos una direcci\u00f3n de correo electr\u00f3nico v\u00e1lida para que podamos ponernos en contacto con usted en relaci\u00f3n con su cuenta. Usted se compromete a mantener una direcci\u00f3n de correo electr\u00f3nico v\u00e1lida y a notificarnos inmediatamente cualquier cambio en la misma. Puede actualizar su direcci\u00f3n de correo electr\u00f3nico poni\u00e9ndose en contacto con nosotros a trav\u00e9s de la siguiente direcci\u00f3n de correo electr\u00f3nico\u00a0<a href=\"mailto:customerservice@cashtime.com\">customerservice@cashtime.com<\/a>\u00a0o por tel\u00e9fono en\u00a0<a href=\"tel:6024334090\">(602) 512-2000<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebb4df3 elementor-widget elementor-widget-heading\" data-id=\"ebb4df3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">6. Hardware y software que necesitar\u00e1s.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2d6f57 elementor-widget elementor-widget-text-editor\" data-id=\"f2d6f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para acceder, ver y conservar las Comunicaciones electr\u00f3nicas que ponemos a su disposici\u00f3n, debe tener:<\/p><ul><li>un navegador de Internet compatible: Internet Explorer, Mozilla FireFox, Chrome o Safari;<\/li><li>un programa que lea y muestre con precisi\u00f3n archivos PDF (como Adobe Acrobat Reader);<\/li><li>una cuenta de correo electr\u00f3nico; y<\/li><li>un ordenador personal, un sistema operativo y una conexi\u00f3n de telecomunicaciones a Internet capaces de recibir, acceder, visualizar e imprimir o almacenar las Comunicaciones recibidas de nosotros en formato electr\u00f3nico a trav\u00e9s de un correo electr\u00f3nico con formato de texto plano o mediante el acceso a nuestro sitio web utilizando uno de los navegadores especificados anteriormente.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad61a9f elementor-widget elementor-widget-heading\" data-id=\"ad61a9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">7. Cambios en los requisitos de hardware o software.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f26413f elementor-widget elementor-widget-text-editor\" data-id=\"f26413f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le notificaremos si cambian nuestros requisitos de hardware o software, y si dicho cambio crea un riesgo material de que usted no pueda acceder o conservar las Comunicaciones electr\u00f3nicas que le proporcionamos y\/o ponemos a su disposici\u00f3n. El hecho de seguir utilizando cualquier Producto Cash Time despu\u00e9s de recibir la notificaci\u00f3n del cambio supone la reafirmaci\u00f3n de su consentimiento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75fbf2a elementor-widget elementor-widget-heading\" data-id=\"75fbf2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">8. Solicitar copias en papel.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cf3849 elementor-widget elementor-widget-text-editor\" data-id=\"3cf3849\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Puede obtener una copia en papel de una comunicaci\u00f3n electr\u00f3nica imprimi\u00e9ndola usted mismo o solicitando que le enviemos por correo una copia en papel, siempre que dicha solicitud se realice en un plazo razonable despu\u00e9s de que le hayamos proporcionado por primera vez la comunicaci\u00f3n electr\u00f3nica. Para solicitar una copia en papel, p\u00f3ngase en contacto con nosotros por correo electr\u00f3nico en la direcci\u00f3n\u00a0<a href=\"mailto:customerservice@cashtime.com\">customerservice@cashtime.com<\/a>\u00a0o por tel\u00e9fono en\u00a0<a href=\"tel:6024334090\">(602) 512-2000<\/a>. Es posible que tenga que pagar una tasa por la copia en papel, a menos que el cobro de una tasa est\u00e9 prohibido por la legislaci\u00f3n aplicable. Consulte el acuerdo aplicable para conocer las tarifas aplicables a las copias en papel. Siempre podemos, a nuestra discreci\u00f3n, proporcionarle cualquier comunicaci\u00f3n por escrito, incluso si ha elegido recibirla electr\u00f3nicamente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-213faf6 elementor-widget elementor-widget-heading\" data-id=\"213faf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">9. Ley Federal.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02cf04a elementor-widget elementor-widget-text-editor\" data-id=\"02cf04a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Usted reconoce y acepta que su consentimiento a las Comunicaciones electr\u00f3nicas se est\u00e1 proporcionando en relaci\u00f3n con una transacci\u00f3n que afecta al comercio interestatal que est\u00e1 sujeta a la Ley federal de Firmas Electr\u00f3nicas en el Comercio Global y Nacional, y que tanto usted como nosotros pretendemos que la Ley se aplique en la mayor medida posible para validar nuestra capacidad de realizar negocios con usted por medios electr\u00f3nicos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c77f213 elementor-widget elementor-widget-heading\" data-id=\"c77f213\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">10. Terminaci\u00f3n\/cambios.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b17ffc1 elementor-widget elementor-widget-text-editor\" data-id=\"b17ffc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nos reservamos el derecho, a nuestra entera discreci\u00f3n, de interrumpir el suministro de sus Comunicaciones electr\u00f3nicas, o de rescindir o modificar los t\u00e9rminos y condiciones en los que proporcionamos las Comunicaciones electr\u00f3nicas. Le notificaremos cualquier rescisi\u00f3n o modificaci\u00f3n en la forma prevista por la ley.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>E-Sign Consent Agreement PLEASE READ THIS E-SIGN CONSENT AGREEMENT CAREFULLY; IT CONTAINS IMPORTANT INFORMATION ABOUT YOUR LEGAL RIGHTS. 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