Cash Time Loan Centers
Tips, tricks & best practices to help with debt, save money and improve your financial well being.
Personal Finance Books Everyone Should Read
If you’re like most people, you need a little help when it comes to managing money, budgeting, saving, and investing. While you could surf the internet and find lots of articles with advice on how to handle your finances, sometimes it’s good to sit down with a good...
How to Cook for Thanksgiving without Breaking the Bank
It’s that time of year again, time to start preparing for overnight houseguests and big family meals featuring lots of comfort food, including the annual Thanksgiving Day feast. Are you hosting everyone at your house this year? If you are, you might be thinking about...
How to Prepare your Personal Finances for a Recession
Although 2018 was a banner year for the economy, with unemployment rates at an almost 50 year low and increasing wages driving consumer spending to an all-time high, some financial experts are predicting another recession is on the horizon (although probably not this...
How to Avoid Lifestyle Inflation
Have you ever heard someone say, “The more you make, the more you spend?” (your mom, maybe?) For many of us that is unfortunately a very true statement, with the result that we never really make any forward progress financially. Our debt doesn’t get paid off, our...
How to Budget When You Have Inconsistent Income
Is your income inconsistent? Maybe you work on commission, salary and tips, or have a side gig that changes from month to month. No matter the reason your income may fluctuate, you can still create a workable budget. Just because your income is unpredictable doesn’t...
Our Favorite Money and Personal Finance Podcasts
Financial education – the very thought of it can send shivers down your spine if numbers are intimidating to you, and the thought of learning how to budget, invest, save to buy a house, or put money away for retirement makes your eyes glaze over. But learning about...
How To Budget for a Debt-Free Christmas
Christmas is coming…are you ready? While you might think it’s too soon to start thinking about what to get whom, it’s really never too early to start saving and planning for the biggest purchasing holiday of the year. Too many people go into debt over this holiday...
The Basics of FIRE (Financial Independence, Retire Early
Have you heard of the Financial Independence, Retire Early or FIRE movement? It’s a way of thinking about finances that’s becoming increasingly popular these days, and it’s not difficult to understand why. The “normal” retirement age used to be 65, but that’s no...
What To Do with Your Third Extra Paycheck
Did you know that if you get paid every two weeks, there are four months in 2020 and five in 2021 when you’ll get an extra paycheck? While it’s not exactly “free” money, that third paycheck could be a boom to your financial situation. However, without a plan for what...
5 Tips To Master Money Mindfulness
Mindfulness – the practice of maintaining an awareness of your present thoughts, feelings, and environment. The idea is that maintaining awareness of the present will allow you to live life more fully, enjoying and appreciating the present moment rather than rehashing...