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Title Loans AZ

Cash Time Loan Centers is an industry leader when it comes to Title Loans AZ residents turn to for help. Title Loans are fast and easy short term cash loans secured by your motor vehicle. Cash Time offers Title Loans on cars, trucks, motorcycles, RV’s and commercial vehicles. Get the cash you need on the spot today with one of our easy to qualify for Title Loans. The loan amount on Title Loans range as low as $100 to as high as $100,000 (based on your application and vehicle value). Cash Time Loan Centers offer Title Loans to those with credit problems. Bad credit or no credit won’t be a problem at Cash Time. The approval process for Title Loans AZ customers can receive only takes a few minutes. You keep your vehicle to drive and get the cash you need today with one of our Title Loans. If your motor vehicle is not paid for, please visit our Personal Loans page. Cash Time is a member of the Arizona Title Loan Association and an accredited business with the Better Business Bureau. The Title loan process is fast, easy, and professional. Start your Title Loan process today by filling out the online form on this page.

title loans az

Title Loan AZ Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance


Proudly Offering Cash Loans To The Following Areas:

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, and Globe

Collections Practices

The Title loans AZ customers need are secured by a vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. Customers may be contacted by telephone, email or regular mail regarding their account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle.  If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when a customer applies for a loan we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy

You may request a renewal of your loan, however it is not automatic and we are not obligated to do so.  At your choosing, your loan renewal may be structured as either a Balloon Loan with no principal reductions or a Fully Amortized Loan with principal reductions.  There are no fees associated with loan renewals.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount               Rate

$0-$500                       204%

$501-$2500                 180%

$2501-$5000               156%­

$5001 and up              120%

Fees and Interest:
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Cash Time Title Loans, Inc. BBB Business Review az-title-loan-member Cash Time Title Loans, Inc. BBB Business Review