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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Title Loans Tempe

Getting advances from traditional lenders can sometimes be very difficult with all the different terms and conditions. Cash Time in Tempe and our other store locations recognize that receiving a cash advance from a conventional bank can be demanding and stressful. With Cash Time Loan Centers you can reduce that stress level by receiving a Title Loan in place of a cash advance.

Auto Title Loans are cash loans secured by a motor vehicle in your name. Cash Time offers Vehicle Title Loans on cars, trucks, motorcycles, RV’s, and other commercial vehicle. Auto Title Loan amounts range between $200 and as much as $100,000.

With industry leading Title Loans Tempe has gone to first for decades, Cash Time Loan Centers ranks among the industry leaders when it comes to providing people with some extra cash. Car Title Loans are a nice option to have when you need some additional money, but just can’t seem to get that much needed advance from a bank. The Cash Time in Tempe and its other valley wide locations are the experts for helping people under these circumstances. You don’t need to schedule an appointment with us. Just call (602) 433-4090 or arrive at our Tempe location or any of our other store locations.

Need a Title Loan in Tempe, but worried about your credit? At Cash Time your credit history will not inhibit your ability from receiving a Car Title Loan. Bad credit does not play a role when structuring your loan plan. We only require the following for a Vehicle Title Loan: 1) Title of vehicle in your name 2) A government issued ID 3) Be a minimum of 18 years of age. 4) Auto insurance if you wish to take out more than $5,000.

Vehicle Title Loans are great option for receiving that much needed cash as quickly as possible. Cash Time in Tempe as the rest of our locations provide a variety of flexible loan plans with outstanding customer service. Our trained experts will work with you to get you exactly what you need with our Title Loans in Tempe.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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