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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Title Loans Mesa AZ

When a person falls on hard times financially, Cash Time Loan Centers provide title loans Mesa AZ residents can trust to help them get back on their feet. With a clean and clear car title, a person can be on their way to instant cash they need to pay emergency medical bills, buy groceries, or handle their other bills before payday rolls around. Without the worry of having to lose their car in the process, car owners can use their car title to secure the right loan for their needs and get back on track with their finances quickly.

Cash Time conveniently offers title loans Mesa AZ can count on. Any car title that is free and clear can be used to help secure a title loan. This means, any age of car with any amount of mileage can help a person get into a loan they need. The type of car and current value of the vehicle is what helps determine the title loan amount, and a person can be on their way to securing a loan of a few hundred dollars to more than several thousand dollars.

A person's credit history is not the main factor in determining their eligibility for a car title loan, and they don't need to worry about being declined due to age or mileage of their vehicle. As long as person has a clear car title they can be assisted by professionals to help them secure the loan they need with options they can afford to pay back. Even better, a person can still drive their vehicle while they are paying off their title loan, which gives them greater peace of mind as they get themselves on track financially.

All a person needs to do to help them get out of a financial crisis is to find out how much money their car can get them in the form of a title loan. Cash Time proudly provides title loans Mesa AZ can depend on to be a real lifesaver for those who need fast cash. They allow them get back on their feet before they get overwhelmed with late fees and collections due to being unable to pay their debts. A person can avoid financial pitfalls by securing a great car title loan they can confidently pay back, and can feel great knowing they are taking care of their financial responsibilities at the same time.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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