602-433-4090

602-433-4090

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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Title Loans Mesa

 

At times we need more money than a personal loan can provide for us. Obtaining a cash advance from a bank can be very challenging with all the terms and conditions that need to be met. At Cash Time, we recognize that getting an advance can be difficult which is why we offer a wide variety of loans to our customers.

A Car Title Loan is a loan that is secured by a motor vehicle under your name. The Title Loans that can be acquired range anywhere from $200 to $100,000. Cash Time allows you to take out a Title Loan in Mesa on cars, trucks, RVs, motorcycles, and other commercial vehicles.

Car Title Loans are a great option when you need some extra money, but just can’t manage to get that cash advance from a bank. At Mesa Cash Time you can count on one of the leaders in the industry when it comes to helping people in these situations. No scheduled appointment is necessary. You can either call at (602) 433-4090 or arrive at any one our Mesa locations. We can help you get setup for an Auto Title Loan within 30 minutes.

Are you worried that bad credit may prevent you from acquiring a Car Title Loan in Mesa? At Mesa Cash Time it’s not a problem. Your credit or credit score does not play a role when structuring a loan plan. We require the following items for a Title Loan: 1) Certificate of Title in your name, 2) Government issued ID, 3) Minimum of 18 years of age. 4) And if you wish to take out more than $5,000 you will need auto insurance.

Title Loans are a great option for receiving that much needed cash as fast as possible. Cash Time locations in Mesa provide a variety of flexible plans with outstanding customer service professionals who will work with you to get you exactly what you are looking for. Apply for your Title Loan in Mesa today!

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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