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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Title Loans In AZ

 

If you are searching for a way to get quick money today, you may consider Title Loans in AZ. This is an easy way to get the money that you need in your pocket today. You need not have to worry about borrowing money from your bank. Instead, as long as you have the title to your car free and clear in your name, you should have no problems borrowing the money that you need today. Of course, you will have contact Cash Time Loan Centers directly before you can qualify for a Title Loan. Simply bring the car with you to Cash Time Loan Centers, and it will be inspected. The condition of the car and your application will determine the amount of money that you will be able to borrow for your AZ Title Loans. If everything falls into place, you should be able to leave the store with cash in your hand within minutes.

You will be given a certain amount of time to pay back the loan. Simply put, it’s the easiest way to borrow money without the headache that comes from worrying about whether or not you have a credit rating that is good enough. Title Loans are a perfect solution for those who have a bankruptcy. It is also perfect for those who need money today. You won't have to worry about waiting for the bank to make a decision. This could take days or even weeks.

With Cash Time’s Title Loans in AZ, borrowing money is easier than it has ever been in the past. Forget about your previous financial mistakes holding you back. As long as you have a title to your car free and clear, you should have no problems qualifying for a Title Loan.

It doesn't matter what you need the money for. Cash Time is not going to ask any questions about why you are struggling. This is perfect for those who are concerned about their privacy being respected. If you are behind on some of your utilities, don't take the chance of getting them shut off. Instead, find the title to your car and borrow the money with our Title Loans in AZ today. You will be put on a payment schedule so that you can pay back the money that you have borrowed and get on with your life.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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