602-433-4090

602-433-4090

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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Title Loans Gilbert AZ

 

Are you struggling to get a cash advance from a bank? Receiving an advance from a conventional bank or traditional lender can be very challenging because of all the credit requirements and extravagant details that need to be fulfilled. The Title Loans Gilbert AZ can receive through Cash Time will help avoid this hassle.

Vehicle Title Loans are cash loans secured by a motor vehicle in your name. Cash Time allows you to take out an Auto Title Loan on trucks, cars, RV’s, motorcycles, and other commercial vehicles. Title Loans can range from as little as $200 to as much as $100,000, depending on the value of your vehicle.

Car Title Loans are a great option to have when you just can’t seem to get that much needed advance from a traditional lender. Cash Time Loan Centers in Gilbert is one of the leaders in the industry when it comes to helping people under these circumstances. To apply for the Title Loans Gilbert AZ has trusted for years, give us a call at (602) 433-4090 or come to our Gilbert area Cash Time loan centers or arrive at any of our nearby locations. No appointment is necessary.

With Cash Time, bad credit does not prevent the ability to receive a Title Loan from Cash Time. Credit history is not a factor when determining the structure of your loan plan. To receive a Vehicle Title Loan we require the following: 1) The title of a vehicle in your name 2) Government issued ID 3) A minimum of 18 years of age. 4) The vehicle must have auto insurance if you wish to take out more than $5,000.

Title Loans for Gilbert AZ are a great option for receiving that much needed cash as soon as possible. The Cash Time locations near Gilbert as well as the rest of our locations provide a variety of flexible loan plans with outstanding customer service. Our trained professionals will work with you to get you exactly what you need, when you need it.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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