Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Same Day Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name OR A Vehicle Registered in Your Name (You Must Own a Vehicle to Qualify, However for Personal Loans, You Don’t Need to Own it Free and Clear)
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Arizona’s Best Same Day Loan Provider

There are times when your finances are tight and expenses only happen when funds are low. When you need money quickly, a same day loan can be a very helpful option. When an unexpected need arises, these loans from Cash Time Loan Centers can be just what you need.

Unanticipated car repairs, a bit of money to cover rent until your next paycheck, an unexpected veterinary bill, or unexpected household repairs can’t be put off – you don’t have time to wait. All these reasons and more are viable reasons as to why you might need a same day loan.

The loans are safe, quick, and easy. They are a great way to address immediate financial needs without having to resort to the time consuming and difficult process of taking out a bank loan or the embarrassment of having to approach friends or relative for money.

When you need cash quickly, choose the safe and professional route. Even if you have bad credit, you can get a loan at Cash Time for the money you need. Best of all, you can get it the same day that you need it, there is no more waiting around!

A same day loan allows you to address the immediate need. With Cash Time’s various options you can easily repay the loan, at your convenience. Make your payments in person at the loan center, or even at a loan center drop box anytime, day or night. That is the sort of convenience Cash Time Loan Centers offer to you – conveniences you expect and you deserve.

An unexpected expense should not be allowed to derail your plans, nor should bad credit. With Cash Time and a same day loan, you can keep things from going off track or put things back on track if need be. You can control your finances even in the face of an unexpected emergency.

When you need money quickly, don’t wait around. Choose the safe, fast, easy and convenient route that allows you to maintain control of your financial situation, choose Cash Time!

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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