SAME DAY LOANS

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Same Day Cash Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name OR A Vehicle Registered in Your Name – You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear for a Personal Loan
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Cash Time’s Same Day Cash Loan

If you are in need of quick cash for any reason personal or business-related, consider taking out a same day cash loan from Cash Time. Getting a loan for the money you need the same day is a way for you to ensure you can pay your bills or mortgage on time or cover any other expenses that may arise.

Personal Loans

One of the most popular types of a same day cash loan are personal loans. Personal loans range from $200 to $4,000 depending on your qualifications. The average personal loan amount is approximately $400, but also varies with location and current income. At Cash Time we flexible payment plans available to help assist you in the payback process, regardless of the loan amount you have taken out.  Personal loans are secured by your motor vehicle, so you do need to own a vehicle to qualify.  You do not, however, need to own your vehicle free and clear.

Title Loans

Title loans are another popular loan option. Ranging from $100 to more than $100,000 based on the vehicle you want the loan against, as well as your application qualifications. When you take out a title loan, you are essentially using your vehicle as collateral for cash on the spot. There is no mileage limit set in place when taking out a title loan, and you are also capable of keeping your vehicle to drive during the life of the loan. A same day cash loan can come in handy whether you have medical expenses to cover or a personal investment you want to make.

How to Find a Loan Right for You

Finding a loan company or service that can provide you with the cash you need quickly is possible by comparing local options and also by reviewing different businesses near you online. When you compare loan offices and services online, it is important to determine which option is right for you based on the type of loan you are seeking, your income, and the services and benefits you require from a provider – such as the ability to create a payment plan when paying off your debt.

The Benefits of a Same Day Cash Loan

Getting a cash loan the same day is a great way to pay any bills you currently have while also giving you additional money to hold on to if you are short for the week. A cash loan that is offered same-day can usually be deposited directly into your bank account within 1 to 3 days, depending on your acceptance and the amount of money you are looking to receive.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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