602-433-4090

602-433-4090

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Registration Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for Registration Loans

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free & Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Registration Loans Phoenix AZ

If you have found yourself out of cash and in need of help for an emergency, there is a way you can borrow some now. You can apply for registration loans Phoenix AZ residents can trust, if you own a vehicle. Even if you are still making payments and do not own the vehicle free and clear, the lender will be more than happy to assist you. All you need is your identification and registration, and you could be well on your way to having your hands filled with cash. Cash Time Loan Centers are the people who will make it happen for you. This company has been providing short-term loans for needy Phoenix residents for years.

To obtain a registration loan, you will have to apply for a cash advance. You will need to prove your income, so the lender can see if you have the ability to pay the loan back. If the company approves you for an advance, you will have to allow it to put a second lien on your vehicle. The car acts as insurance for the lender in case you do not repay the advance. The good part is that you still get to drive the car, even though you have a lien.

The lender will not perform a credit check for the registration loans Phoenix AZ residents want. Therefore, if you have any missed payments in your history, you will still have a high chance of receiving some financial help. Cash Time Loan Centers believes that every Phoenix consumer deserves a second chance. It will provide you with the funds you need for moving expenses, bills, purchases, grocery shopping, vacation or anything else. Furthermore, they will give you an adequate amount of time to repay the advance. This company will not make you feel rushed or forced. Instead, it will try to make the entire process as accommodating as possible for you.

The registration loans Phoenix AZ obtain are contractual agreements. Therefore, you must be willing and able to sign a contract. No one under the age of 18 may apply. If you are of age, and you meet all the other qualifying criteria, you may be able to get the funds you need today. To begin the process, just complete an online form or call the phone number to let the company know you need help. Someone will immediately take your information and try to qualify you for the advance. Total processing, approval and disbursement could happen in a matter of hours.

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Proudly Offering Registration Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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