602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Quick Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify for a Personal Loan, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Quick Personal Loans From Cash Time

You can enjoy quick personal loans for any reason at all without any of the hassles that come from dealing with a bank when you choose Cash Time Loan Centers. This type of loan can help you to receive the money that you need without a big emphasis being placed on your credit score. You can have the money that you need to meet your financial obligations if an emergency occurs. A personal loan from Cash Time can help to make your life much easier.

One of the biggest benefits of choosing this type of loan is the fact that you can get it right away. There are no long waiting periods to receive your money. You can get loans from $200 to $4,000 as soon as you need the money.  Personal loans in Arizona must be secured by a motor vehicle that you own, but that vehicle does not need to be owned free and clear.

Cash Time Loan Centers will offer flexible repayment terms and low interest rates. You can feel good about getting quick personal loans from a reputable company like Cash Time. You can use your vehicle as security so that you do not have to worry about filling out long applications and waiting to be approved. If you owe money on your vehicle, you can still receive this type of loan. It is a fast and easy solution for anyone that needs money fast.

Cash Time will be direct and upfront with you about all charges. You want to choose a company that will not penalize you for paying off your loan early. It is important to choose a company that has great customer service and staff members that genuinely care about your needs so that you can receive the best loan for your individual needs. Cash Time offers all of these services and more. Quick personal loans can help many people by giving them the money that they need when they need it. If you need some extra money because of an unexpected illness in your family or an unexpected bill that might pop up, a personal loan can be a life saver. When you deal with a company that looks beyond your credit score, you can relax. Everyone makes mistakes, and you should not be turned down for a loan completely based on your past credit history. Cash Time will be willing to work with so that you can have the money that you need for an emergency as quickly as possible.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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