602-433-4090

602-433-4090

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Quick Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Quick Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Quick Loans In Arizona

Quick loans are available for any individual and do not require a credit check. These personal loans work as a cash advance to help you in times of financial emergencies between paychecks. As a short-term solution, these personal loans are available in amounts that range from $200 to $4000. Additionally, there are title loans available up to $100,000 when putting the equity of your vehicle up as collateral against the loan.

If you are like most individuals, daily living does not always follow the schedule of your paycheck. Many times, your children will get sick, your vehicle will breakdown, or pipes will leak in the house, when you do not have the funds to cover the problem. In fact, many individuals choose quick loans as the ideal solution for paying off other creditors, or to avoid late fees before their next paycheck arrives. Even if you effectively manage your money, there may be times when you are struggling to find the funds you need to cover a short-term problem.

No Qualifying

Now that lending institutions are tightening their restrictions on loan applications, many people are turning to quick loans from Cash Time as an alternative solution for getting cash fast. The application process is straightforward and simple, and requires only a few minutes for approval.

A Title Loan

There is also the option for receiving quick cash on your car, truck, motorcycle or RV by using the equity in the vehicle as collateral. Even after receiving your money, you keep your vehicle and use it as you wish. To receive a title loan you must be 18 years or older and will be required to provide various documents that include:

Renewing the Loan

If you obtain one of our quick loans, like a title loan, you can request a renewal. However, the process of renewing a loan is not automatic. Typically, renewed loans can be structured in a variety of ways including a fully amortized option that has principal reductions, or as a balloon payment without any reduction of the principal.

Fast or Quick loans are designed as an ideal solution for seeking an immediate financial remedy to nearly any emergency situation. Many individuals use fast loans as a way to solve their economic troubles. This is because they are hassle-free and offer flexible repayment plans.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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