Privacy Notice

  • FACTS

    WHAT DOES CASH TIME DO WITH YOUR PERSONAL INFORMATION?

    Why?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

    What?

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number and income
    • account transactions and payment history
    • credit history and transaction or loss history

    How?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
    • Reasons we can share your personal information

      For our everyday business purposes—
      such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

      Does Cash Time share?

      Yes

      Can you limit this sharing?

      No

    • Reasons we can share your personal information

      For our marketing purposes—
      to offer our products and services to you

      Does Cash Time share?

      Yes

      Can you limit this sharing?

      No

    • Reasons we can share your personal information

      For joint marketing with other financial companies

      Does Cash Time share?

      No

      Can you limit this sharing?

      We don’t share

    • Reasons we can share your personal information

      For our affiliates’ everyday business purposes—
      information about your transactions and experiences

      Does Cash Time share?

      Yes

      Can you limit this sharing?

      No

    • Reasons we can share your personal information

      For our affiliates’ everyday business purposes—
      information about your creditworthiness

      Does Cash Time share?

      Yes

      Can you limit this sharing?

      Yes

    • Reasons we can share your personal information

      For our affiliates to market to you

      Does Cash Time share?

      Yes

      Can you limit this sharing?

      Yes

    • Reasons we can share your personal information

      For nonaffiliates to market to you

      Does Cash Time share?

      No

      Can you limit this sharing?

      We don’t share

    Reasons we can share your personal information Does Cash Time share? Can you limit this sharing?
    For our everyday business purposes—
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    Yes No
    For our marketing purposes—
    to offer our products and services to you
    Yes No
    For joint marketing with other financial companies No We don’t share
    For our affiliates’ everyday business purposes—
    information about your transactions and experiences
    Yes No
    For our affiliates’ everyday business purposes—
    information about your creditworthiness
    Yes Yes
    For our affiliates to market to you Yes Yes
    For nonaffiliates to market to you No We don’t share
  • To Limit Our Sharing

    Mail The Form Below.  Please Note:  If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

     

 

  • Page 2

Who are we / What we do

Who is providing this notice? Cash Time companies and affiliates that provide financial products or
services, including Cash Time Title Loans, Inc., Cash Time Financial Services, LLC, Cash Time Loan Centers, LCC, Cash Time Loan Centers CA, LLC, and Discount Rate Loans, LLC.
How does Cash Time protect my personal information? To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cash Time collect my personal information? We collect your personal information, for example, when you

  • open an account or give us your income information
  • provide employment information or apply for a loan
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as Cash Time Title Loans, Inc., Cash Time Loan Centers, LLC, Cash Time Loan Centers CA, LLC, Cash Time Financial Services, LLC, and Discount Rate Loans, LLC; and nonfinancial companies such as Arizona Motor Vehicle Title Service, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Cash Time does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cash Time does not jointly market.

Other Important Information

California We will not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us permission.

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