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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Phoenix Title Loans

Phoenix Title Loans are a fast, convenient source of funds for area residents. When money is low but bills or other expenses can’t wait, the money available through Title Loans can help you stay afloat. Unlike conventional loans, Title Loans don’t require an awesome credit history or a cosigner. Simply having a vehicle qualifies you to receive a quick cash loan when you need it.

Choose the Best

It’s important to visit Cash Time for Title Loans when you’re in need of fast funds. This way, you can count on dependability and a wide range of options to suit you. Cash Time specializes in Phoenix Title Loans and offer loan recipients the ability to use titles from motorcycles, trucks, cars, RVs and commercial vehicles. Based on the information in your loan application and the value of the vehicle you’re using, you can receive anywhere from $100 to $100,000 right away. You can have peace of mind by dealing only with Cash Time, a Title Loan company that’s A-rated with the Better Business Bureau and registered with the Arizona Title Loan Association.

Basic Requirements

It’s simple to get a Title Loan, but there are a few requirements to keep in mind. For example, the title for the vehicle you use has to be in your name. To get a Cash Time’s Phoenix Title Loans, you must also have to have a government-issued ID, and you need to be at least 18 years old. If you expect to require a loan of more than $5,000, you will also need to have full-coverage auto insurance.

Repaying Your Loan

Because your Title Loan is secured by your vehicle title, it’s important to keep your payments on time . Fortunately, Title Loans are easily repaid through check, cash, money order, debit card or electronic payments from a bank checking account.  Payment amounts and dates are flexible, so be sure to refer to your loan to get the specifics.

Phoenix Title Loans are an excellent option if you need to borrow cash but have an imperfect financial history. If your credit score is low or absent, you can still count on getting one of these loans as long as you can offer a vehicle title to guarantee repayment. Once your finances are back to normal and you have cash to repay your loan, you can pay it off through any of the repayment methods available at your local Phoenix Title Loans center.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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