602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) - Only Those Who Own Their Vehicle May Qualify (You Do Not Need to Own it Free & Clear)
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Personal Loans Tempe

Cash Time has come to recognize that emergencies just seem to happen from time to time. Sometimes you need some money fast due to circumstances beyond your control. Emergencies such as this require people to depend on conventional banks for the personal loans Tempe people need. Regrettably many of these financial institutions have difficult terms that need to be met in order to be approved for a personal loan. Cash Time located in Tempe is different from many of these conventional banks by only having a few very reasonable requirements to qualify for a personal loan.

For personal loans Tempe area customers want, Cash Time provides loans from $200 or as large as $4,000. Banks generally won’t approve small loans such in the range of $200, but at Cash Time we can help you get setup for personal loan in no time. Cash Time knows how vital it is to get a small to moderate sized cash advance under the most critical of circumstances.

In order to be eligible for a personal loans Tempe residents will need to be at least 18 years of age. You must also have proof of vehicle ownership, although you need not own it free and clear. You will need either a checking account or debit card along with a government issued ID.

Cash Time is the place people choose to get instant approval on personal loans Tempe customers are searching for. We offer flexible payment plans that allow you to find one that fits you perfectly. Cash Time has different locations throughout the Tempe area with a 24 hour, 7 days a week customer service phone line. Contact Cash Time today and have a representative go over the different types of loans available at (602) 433-4090. Cash Time is ready to provide outstanding customer service to help guide you with the process of getting a personal loan today.

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Proudly Offering Personal Loans Peoria Wants, As Well As In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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