602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Although You Need to Own a Vehicle to Qualify, You Do Not Need to Own it Free & Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Personal Loans Phoenix

Sometimes you just need some money fast and can’t wait to get it. In order to do this many people need to take out personal loans, but most banks that provide these have rigorous stipulations. Unlike big banks, a Cash Time located in Phoenix has only a few very reasonable requirements you need to meet to get your own personal loan.!

Personal Loans Phoenix Cash Time's provide can be as little as $200 or as large at $4,000. Most banks won’t approve for small loans such as $200, but at Cash Time it is no problem. Being able to get small to moderate sized advances can really help you out in a tight spot and Cash Time is right there when you need it.!

In order to get personal loans Phoenix customers must be at least 18 years of age. While you don’t need the title for a vehicle you must have proof of vehicle registration in your name.  The great thing about Cash Time is that you do need to own your vehicle, but you do not need to own it free and clear. You will also need a checking account or debit card that has been provided by an employer along with a government issued ID.

Many people choose Cash Time every day because they can get instant approval for a personal loan. With all the flexible payment plans you are sure to find one that fits you perfectly. Cash Time has many locations throughout the Phoenix area with a 24 hour, seven days a week customer service phone line. Contact Cash Time today if you need personal loans Phoenix. Have a representative explain to you the many loans that are available at (602) 433-4090. Cash Time representatives will use simple loan terminology with outstanding customer service to help guide you through the process of getting your personal loan today!

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Proudly Offering Personal Loans Peoria Wants, As Well As In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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