PERSONAL LOANS

Still paying for your vehicle? We can help.
Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for a Payday Loan Alternative

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) – You Must Own a Vehicle to Qualify, But You Need Not Own it Free & Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Payday Loan Alternative Tempe

Due to laws and regulations payday loans expired in Arizona back in 2010. Cash Time understands that people still require advances prior to receiving their next paycheck to help out with those much needed bills, which is why we introduced a new and much less expensive payday loan alternative Tempe wants in the form of a personal loan.

Cash Time Loan Centers, with all its nearby locations in the Tempe area, is one of the leaders in the industry when it comes to offering cash loans. By choosing us you’re choosing a company with stellar customer service and one of the most competitive payday alternative loans in the form of a personal loan.

The personal loans at Cash Time range in monetary value from as low as $200 to as high $4,000. In order to get a personal loan you must meet the following: 1) be at least 18 years of age 2) own a vehicle (it is ok if you do not own it free and clear) 3) have a government issued ID. Credit score is not a factor when structuring your loan plan. Bad credit will not prevent you from qualifying for one of our personal loans. The process is simple which is great when you need that extra cash fast.

Contact a Cash Time professional now and get cash today. You can get started in one of three ways. First, you can call the Cash Time customer service line at (602) 433-4090. The second way is by visiting any of our nearby Tempe Cash Time Loan Centers. It only takes about 30 minutes to get approved and walk out the door with cash. Our loan professionals will work all the specific details with you for your personal loan. The final way of getting started is by filling out the online form on our website. Get started now and get approved for your personal loan today!

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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