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Why Choose Cash Time?
- Industry leadership
- Professional customer services
- On the spot approval
- Flexible repayment plans
- Convenient hours and locations
- No repayment penalty
- Two cash loan programs
Requirements for a Payday Loan Alternative
- Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
- Personal Loans & Registration Loans Require That You Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
- A Checking Account, Debit Card, or Pre-Paid Debit Card
- Government Issued Identification
- Minimum 18 years of age
Payday Loan Alternative
Payday loans have been illegal in Arizona for years. With no payday loans allowed, residents of Arizona were in need of a fast and easy payday loan alternative. Cash Time offers personal loans as the perfect option for a payday loan alternative loans for customer that own a vehicle, but do not own it free and clear. Payday loan alternative financing is offered from $200-$4,000 and can be obtained even if you are still paying for your vehicle. Average personal loan amounts are $400, with our customers getting their cash in just a few minutes. Apply, get approved and get your cash on the spot. Arizona has counted on Cash Time to provide fast and easy cash loans for over 19 years, and Cash Time is still the leader in helping those in need of fast cash. When other lenders tell you that your car needs to be paid for, or you need a free and clear title, come to Cash Time. We will provide the perfect payday loan alternative because we understand.
Proudly Offering Arizona Cash Loans In The Following Areas
Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.
Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.
Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.
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Arizona Regulated Maximum Annual Finance Rates:
|$5001 and up||120%|
Fees and Interest:
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