PERSONAL LOANS

Still paying for your vehicle? We can help.
Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) – You Must Own a Vehicle, But You Do Not Have to Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Cash Loans-Personal

When you need to get your hands on some fast cash, visit your neighborhood Cash Time Loan Centers. Our company provides loans personal to people who are in need of almost instant funding. The amount of money that you may apply for ranges from $200.00 to $4,000.00. In most cases, the funding that you are approved for will be wired to your account in about 30 minutes. In less than one hour, you can get the money you need to pay for life’s emergencies.

Cash Time does not care about your credit score. We are here to help you now, and we look at your future, not your past! As long as you can show some important details, our loans personal to you can be given.

The three most important things that our company needs is proof of some sort of income, a registered and working account and proof of age. You must be at least 18 years old to apply for our loans, you must own a motor vehicle (although you need not own it free and clear) and you will have to demonstrate that you have the means to repay the loan according to the agreement. We are happy to work with anyone, and we look forward to building a lasting partnership with you.

The loan process is really simple. First, you need to log onto www.cashtime.com. The site is entirely secure, so you won’t have to worry about anyone stealing your identity or personal information. Once you are logged in, you simply need to fill out the necessary information on the website and submit your application.

Within a short amount of time, you will know if you have been approved for a loan and how much money you will have wired to your account. It really is that simple to get the money you need in about 30 minutes.

We offer title loans as well as personal loans. Our title loans are a great way to keep driving your vehicle and get the money you need. These loans sometimes require a little more time, and you are basically borrowing against your vehicle. As long as you pay the minimum payment, you can continue driving your vehicle. Loans personal for your lifestyle do not require any collateral, but the interest rates are typically a little higher.
Get started online today to learn more about all of the benefits that www.cashtime.com can give to you.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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