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Cash Loans

Personal Loans & Title Loans In Minutes.
Clear title not required.

Personal Loans & Title Loans
In Minutes. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for Loans in Tucson

  • A Clear Motor Vehicle Title, an Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) - You Must Own a Vehicle to Qualify, But You Don't Need to Own it Free and Clear for a Personal Loan
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Loans in Tucson

You never know when you might need loans in AZ to help deal with a financial shortfall. Whether it’s a medical emergency or a large repair bill, you need some money that you just don’t have. That’s when a Cash Time Loan Center can help.

The economy is in a constant state of fluctuation. This has led more and more people to look into loans in Tucson. People turn to us because we have proven ourselves to be a reliable source for personal loans. We understand that the economy is only making minor improvements. For this reason, every day citizens need access to funds that they can use to live their life. We understand that you have bills to pay, businesses to start, and children to send college. Our services are designed to help you by providing you with a short-term loan that will allow you to cover some of these financial obligations.

Big banks understand that everyday citizens needs to cover some of the above-mentioned things. However, quite honestly they just don’t care. More and more it is becoming apparent that big banks function only to provide money to the super rich. They see the common individual as a source of revenue. Borrowing money from a bank is complicated, and for many, it is impossible. It is after seeing this situation that we chose to act. Many times we are able to provide high quality loans to individuals who live in Arizona who cannot get money from banks.

Arizona residents who are looking for personal loans in Tucson can avail themselves of a service that is provided especially for them. These personal loans use the borrower’s vehicle as collateral (even if the borrower doesn't own it free and clear). The benefits that come from using this type of a loan are amazing. When you think about the situation, basically what we’re talking about is a person who has a vehicle, but may not have enough money to put gasoline in the vehicle. Our loans will help that individual take the vehicle and turn it into temporary cash. As long as the borrower is responsible with their payments, there is no risk of them losing their vehicle. For Arizona residents who are in a financial bind, our service is designed to help them get ahead.

If you are looking for loans in Tucson, but you currently have problems with your credit, or you have no credit at all, do not worry. We have programs that are set up for individuals who are searching for loans in Tucson, but do not have perfect credit history. Remember, our goal is to help individuals get on their feet financially. The title loan program that we have in place is flexible enough to accommodate individuals from every credit background.

These title loans range from one hundred dollars all the way up to one hundred thousand dollars. The amount of money that an individual will be able to borrow depends on the value of their vehicle and other situations connected to the loan. Obviously, the services are designed for individuals who are looking for a one time, short-term loan. When used appropriately, these services can be a real aid to an individual who was in financial need. in If you ever find yourself in need of this type of financial aid, give our services a try. You will be glad that you did.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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