602-433-4090

602-433-4090

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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements On Loans For Car Titles

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Cash Time, Arizona's Best Provider of Loans For Car Titles

 

Loans for car titles consist of small amounts of money that are borrowed within a short timeframe. The repayment period can be from 6 months to a year or more depending on your requirements. It works by giving the lender the title to your vehicle, such as a motorcycle, truck or car. You also have to pay the lender a fee for borrowing the money.

Cash Time Loan Centers allow you to apply for cash through our online website or by coming into a local branch. Borrowers can start the process by submitting loans for car titles applications. The process is easy and does not require a credit check to get our loans for car titles. Requirements consist of presenting the car title, vehicle and your photo identification. Some companies may require you to purchase a roadside service plan or to leave a copy of the keys.

If the loan is approved, then you receive the money and hand over the title of the vehicle. The length of the loan depends on the payment schedule. When it is time to pay back the money, you have to pay back the amount borrowed plus a fee.

If you are unable to make the payment by the scheduled date, then you should contact Cash Time. However, unlike other loan providers, if you get any of Cash Time’s loans for car titles exchange, you can pay off the loan early and not incur a penalty. Best of all, you can keep using your vehicle while you pay of the loan! Cash Time is here to take the weight off your shoulders, not add more one.

Titles loans are an option when needing money in a hurry. You can receive the money within 30 minutes or less. Loans for car titles allow for getting the money you need and keeping your vehicle for transportation.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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